Wealth management glossary: Glossaries
The PTZ (Zero-Rate Loan) is an interest-free mortgage loan designed to facilitate homeownership for eligible households. Granted subject to income conditions and in addition to other financing, it can finance part of the purchase or construction of a primary residence. This page explains how the PTZ works, its eligibility conditions, the properties concerned, its amount, its repayment period, and its integration into a real estate financing plan.
