Terms and Conditions of Use (TCU) of “Experts du Patrimoine”

Article 1 – Purpose

These Terms and Conditions of Use (TCU) are intended to define the terms of use of the “Les Experts du Patrimoine” website, an online directory dedicated to wealth management professionals. The website is published by the company SAND 360.

Article 2 – Acceptance of the TCU

By accessing and using the “Les Experts du Patrimoine” website, all users accept, without reservation or restriction, these TCU. The company SAND 360 reserves the right to modify the TCU at any time, without notice. Users are invited to consult this page regularly.

Article 3 – Registration

Registration in the directory is reserved for wealth management professionals. It is free, except for featured services or custom developments which will be subject to separate pricing. Only one listing is authorized per company. Users undertake to provide accurate and up-to-date information during their registration.

Article 4 – User Responsibility

Each user is entirely responsible for the content they publish on the “Les Experts du Patrimoine” directory. This includes, without limitation, information relating to their activity, qualifications, and contact details. Users undertake to publish only truthful information that complies with the regulations in force in their country of residence and professional practice.

Article 5 – Account Deletion

The company SAND 360 reserves the right to delete or suspend, without notice or justification, any user account, at its sole discretion. This decision may occur in the event of non-compliance with these TCU, false declaration, or for any other reason deemed relevant by SAND 360.

Article 6 – Transfer of Published Information

Users transfer to the company SAND 360 the rights to use the information published on their listing in the directory. This includes, without restriction, the right to reproduce, modify, distribute, and communicate this information to partners or third parties as part of the management and promotion of the “Les Experts du Patrimoine” website.

Article 7 – Confidentiality and Data Sharing

Information provided by professional users may be shared with partners or third parties for commercial or non-commercial purposes. Users accept that their data may be used for marketing, promotional, or communication activities by the company SAND 360 and its partners.

Article 8 – Compliance with Regulations

Users undertake to comply with the laws and regulations in force in their country, including, but not limited to, laws relating to the protection of personal data and commercial practices. In the event of non-compliance, the company SAND 360 reserves the right to take action against the user, including permanent deletion of their account.

Article 9 – Limitation of Liability

The company SAND 360 disclaims all responsibility for the accuracy of information published on the directory by users. Users acknowledge that SAND 360 cannot be held responsible for any damage resulting from the use of information provided on the “Les Experts du Patrimoine” website.

Article 10 – Intellectual Property

The content of the website, including but not limited to texts, images, graphics, and logos, is the exclusive property of the company SAND 360 or its partners and is protected by intellectual property laws. Any reproduction, modification, or use without express authorization is prohibited.

Article 11 – Service Modification and Interruption

SAND 360 reserves the right to modify, suspend, or interrupt access to all or part of the website, without notice, for maintenance reasons or for any other reason.

Article 12 – Applicable Law and Jurisdiction

These TCU are governed by French law. Any dispute relating to their interpretation or execution shall be submitted to the jurisdiction of the French courts.

Article 13 – Confidentiality of Messages Sent to Experts

Messages sent by website visitors to experts via our contact form are strictly confidential. They are neither read nor stored by the “Les Experts du Patrimoine” website. The content of messages is exclusively intended for the professional contacted and falls under confidentiality between the latter and the visitor.