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.elementor-heading-title{font-size:37px;line-height:47px;}}@media(max-width:767px){.elementor-19626 .elementor-element.elementor-element-2abb689{margin:80px 0px calc(var(--kit-widget-spacing, 0px) + 40px) 0px;--container-widget-width:100%;--container-widget-flex-grow:0;width:var( --container-widget-width, 100% );max-width:100%;}.elementor-19626 .elementor-element.elementor-element-2abb689 .elementor-heading-title{font-size:31px;line-height:1.2em;}.elementor-19626 .elementor-element.elementor-element-84fe2bc{margin:80px 0px calc(var(--kit-widget-spacing, 0px) + 40px) 0px;--container-widget-width:100%;--container-widget-flex-grow:0;width:var( --container-widget-width, 100% );max-width:100%;}.elementor-19626 .elementor-element.elementor-element-84fe2bc .elementor-heading-title{font-size:31px;line-height:1.2em;}}<\/style>\t\t<div data-elementor-type=\"section\" data-elementor-id=\"19626\" class=\"elementor elementor-19626 elementor-14187 elementor-14187\" data-elementor-post-type=\"elementor_library\">\n\t\t\t<div class=\"elementor-element elementor-element-b22c9cc e-flex e-con-boxed e-con e-parent\" data-id=\"b22c9cc\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2abb689 elementor-widget__width-initial h1-principal-enrichi elementor-widget elementor-widget-heading\" data-id=\"2abb689\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><span style=\"color: #edc540\">Gestione patrimoniale<\/span>: definizione, strategie e directory di esperti<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-84fe2bc elementor-widget__width-initial afficher-si-titre-vide titre-blanc elementor-widget elementor-widget-heading\" data-id=\"84fe2bc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Gestione patrimoniale: definizione, strategie e directory di esperti<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dbf2678 elementor-widget__width-initial edp-synthese elementor-widget elementor-widget-text-editor\" data-id=\"dbf2678\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tLa gestione patrimoniale raggruppa l&#8217;insieme delle strategie che permettono di organizzare, sviluppare, proteggere e trasmettere il proprio patrimonio nel corso della vita. Questa sezione ti propone guide pratiche, definizioni, consigli e strumenti per comprendere meglio le grandi sfide patrimoniali, che si tratti di risparmio, investimento, fiscalit\u00e0, pensione o trasmissione. Potrai anche identificare i professionisti pi\u00f9 adatti per accompagnarti nell&#8217;attuazione della tua strategia patrimoniale.  \t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-90c6db1 bloc-a-masquer elementor-widget elementor-widget-heading\" data-id=\"90c6db1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Aggiornato il Ottobre 2026 \u2014 Redazione <a href=\"https:\/\/www.experts-du-patrimoine.fr\/it\/home\/chi-siamo\/\"><span style=\"color:#F0CD51FF\">Gli Esperti del Patrimonio<\/span><\/a><\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-22b2dd4 elementor-widget elementor-widget-breadcrumbs\" data-id=\"22b2dd4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"breadcrumbs.default\">\n\t\t\t\t\t<p id=\"breadcrumbs\"><span><span><a href=\"https:\/\/www.experts-du-patrimoine.fr\/it\/\">Accueil<\/a><\/span><\/span><\/p>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"unlimited-elements-background-overlay\" data-forid=\"b22c9cc\" data-location=\"back\" style=\"display:none\">\n\t\t\t<template>\n\t\t\t<!-- start Masks &amp; Patterns Background --> <style>#uc_masks_patterns_bg_addon15388 .ue_background_mask{--mask:url(\"data:image\/svg+xml,%3csvg fill='%230C182E' viewBox='0 0 1920 1440' preserveAspectRatio='xMinYMin slice' xmlns='http:\/\/www.w3.org\/2000\/svg' %3e%3cg%3e%3cpolygon points='1149.1%2c0 0%2c0 0%2c1440 686.1%2c1440 '\/%3e%3c\/g%3e%3cpolygon points='1574.1%2c1440 1920%2c1440 1920%2c364.4 '\/%3e%3cg%3e%3cpolygon points='1574.1%2c1440 1920%2c1440 1920%2c364.4 '\/%3e%3c\/g%3e%3c\/svg%3e\")}#uc_masks_patterns_bg_addon15388 .ue_background_mask{position:absolute;top:0px;left:0px;width:100%;height:100%;background-image:var(--mask)}@media only screen and (max-width:767px){}<\/style> <div id=\"uc_masks_patterns_bg_addon15388\"><div class=\"ue_background_mask\"><\/div><\/div> <script type=\"text\/javascript\"  id=\"ue_script_masks_patterns\">\n\n\/* Masks & Patterns Background scripts: *\/ \n\njQuery(document).ready(function(){\nfunction uc_masks_patterns_bg_addon15388_start(){\n\t\t\t\n\t\t\n  var objWidget = jQuery(\"#uc_masks_patterns_bg_addon15388\");\n  var objParent = objWidget.parent();\n  var dataLocation = objParent.data(\"location\");\n \n  \/\/fix for bg location\n  function initFixForBgLocation(){\n    var objWidget = jQuery(\"#uc_masks_patterns_bg_addon15388\");\n    var objParent = objWidget.parent();\n    \n    if(!objParent || objParent.length == 0)\n      return(false);\n    \n        var dataLocation = objParent.data(\"location\");\n   \n    if(!dataLocation || dataLocation != \"back\")\n      return(false);\n     \n    \n    var objMainHolder = objParent.parent();\n     \n    if(!objMainHolder || objMainHolder.length == 0)\n      return(false);\n    \n    \/\/adjust z-index for UE bg overlay    \n    objParent.css(\"z-index\", 1);\n    \n    \/\/adjust z-index for Elementor MAin Container where both overlay are located\n    var initialZIndex = objMainHolder.css(\"--z-index\");\n    \n    if(!initialZIndex || initialZIndex == \"\" || initialZIndex == \"revert\" || initialZIndex < 1 || initialZIndex == \"auto\")\n      objMainHolder.css(\"--z-index\", 1);\n  }\n\n  \/\/init fix\n  initFixForBgLocation();\n    \t\n}if(jQuery(\"#uc_masks_patterns_bg_addon15388\").length && !jQuery(\"#uc_masks_patterns_bg_addon15388\").parents('[data-elementor-type=\"popup\"]').length) uc_masks_patterns_bg_addon15388_start();\n\tjQuery( document ).on( 'elementor\/popup\/show', (event, id, objPopup) => {\n\tif(objPopup.$element.has(jQuery(\"#uc_masks_patterns_bg_addon15388\")).length) uc_masks_patterns_bg_addon15388_start()});\n});\n\t\t\t\n<\/script> <!-- end Masks & Patterns Background -->\t\t\t<\/template>\n\t\t<\/div>\n\t\t\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ba07875 e-flex e-con-boxed e-con e-parent\" data-id=\"ba07875\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-cbf4541 e-con-full e-flex e-con e-child\" data-id=\"cbf4541\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-81258fb e-con-full e-flex e-con e-child\" data-id=\"81258fb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-ec3738f e-con-full e-flex e-con e-child\" data-id=\"ec3738f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2c45a8b elementor-widget elementor-widget-text-editor\" data-id=\"2c45a8b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Che tu sia un privato o un imprenditore, comprendere i principi della gestione patrimoniale ti permette di prendere decisioni migliori e di strutturare una strategia adatta alla tua situazione.<\/p><p>Queste strategie si basano su principi consolidati: diversificazione degli investimenti, ottimizzazione fiscale, preparazione della pensione, trasmissione del patrimonio o ancora protezione della famiglia. Il ruolo di un consulente in gestione patrimoniale \u00e8 proprio quello di aiutare gli investitori a strutturare questi diversi approcci per costruire una strategia coerente e adatta alla loro situazione. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0c93897 elementor-widget elementor-widget-html\" data-id=\"0c93897\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<section class=\"edp-key-figures\">\n\n\t<h2 class=\"edp-key-figures__title\">\n La gestione patrimoniale in cifre\n\t<\/h2>\n\n\t<p class=\"edp-key-figures__content\">\n Alla fine del <strong>2025<\/strong>, il patrimonio delle famiglie francesi raggiungeva <strong>15.505 miliardi di euro<\/strong>, contro 14.953 miliardi un anno prima. Le famiglie detengono cos\u00ec circa il <strong>76,6% del patrimonio economico nazionale<\/strong>. Le differenze restano tuttavia considerevoli: all'inizio del 2024, met\u00e0 delle famiglie possedeva un patrimonio lordo superiore a <strong>205.100 \u20ac<\/strong>, mentre occorreva superare <strong>857.700 \u20ac<\/strong> per appartenere al <strong>10% delle famiglie pi\u00f9 dotate<\/strong>.   La soglia raggiungeva addirittura <strong>3,02 milioni di euro<\/strong> per entrare tra l'<strong>1%<\/strong> con il patrimonio lordo pi\u00f9 elevato.\n\t<\/p>\n\n\t<div class=\"edp-key-figures__sources\">\n\n\t\t<span class=\"edp-key-figures__sources-label\">\n Fonti:\n\t\t<\/span>\n\n\t\t<a class=\"edp-key-figures__source\" href=\"https:\/\/www.insee.fr\/fr\/statistiques\/2830290\" target=\"_blank\" rel=\"noopener noreferrer\">\n INSEE \u2013 Patrimoine national 2025\n\t\t<\/a>\n\n\t\t<a class=\"edp-key-figures__source\" href=\"https:\/\/www.insee.fr\/fr\/statistiques\/2388851\" target=\"_blank\" rel=\"noopener noreferrer\">\n INSEE \u2013 Distribution du patrimoine des m\u00e9nages\n\t\t<\/a>\n\n\t\t<a class=\"edp-key-figures__source\" href=\"https:\/\/www.insee.fr\/fr\/statistiques\/8736842\" target=\"_blank\" rel=\"noopener noreferrer\">\n INSEE \u2013 Patrimoine et endettement des m\u00e9nages\n\t\t<\/a>\n\n\t<\/div>\n\n<\/section>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-35a82ff elementor-widget elementor-widget-table-of-contents\" data-id=\"35a82ff\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;headings_by_tags&quot;:[&quot;h2&quot;],&quot;exclude_headings_by_selector&quot;:[],&quot;no_headings_message&quot;:&quot;Aucun titre n\\u2019a \\u00e9t\\u00e9 trouv\\u00e9 sur cette page.&quot;,&quot;marker_view&quot;:&quot;numbers&quot;,&quot;hierarchical_view&quot;:&quot;yes&quot;,&quot;min_height&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_widescreen&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_tablet_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_mobile_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"table-of-contents.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-toc__header\">\n\t\t\t\t\t\t<div class=\"elementor-toc__header-title\">\n\t\t\t\tIndice\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div id=\"elementor-toc__35a82ff\" class=\"elementor-toc__body\">\n\t\t\t<div class=\"elementor-toc__spinner-container\">\n\t\t\t\t<svg class=\"elementor-toc__spinner eicon-animation-spin e-font-icon-svg e-eicon-loading\" aria-hidden=\"true\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M500 975V858C696 858 858 696 858 500S696 142 500 142 142 304 142 500H25C25 237 238 25 500 25S975 237 975 500 763 975 500 975Z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6af6ece elementor-widget elementor-widget-text-editor\" data-id=\"6af6ece\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2>Cos&#8217;\u00e8 la gestione patrimoniale?<\/h2><p>La gestione patrimoniale raggruppa l&#8217;insieme delle strategie volte a organizzare, sviluppare, proteggere e trasmettere un patrimonio nelle migliori condizioni possibili. Tiene conto della situazione personale, familiare e professionale di un individuo, cos\u00ec come dei suoi obiettivi finanziari, del suo <a href=\"https:\/\/www.experts-du-patrimoine.fr\/horizon-dinvestissement-comment-determiner-la-duree-ideale-de-ses-placements\/\" target=\"_blank\" rel=\"noopener\">orizzonte d&#8217;investimento<\/a> e del suo livello di rischio. <\/p><p>Contrariamente a quanto si pensa, <a href=\"https:\/\/www.experts-du-patrimoine.fr\/quels-sont-les-tarifs-des-conseillers-en-gestion-de-patrimoine\/\" target=\"_blank\" rel=\"noopener\">la gestione patrimoniale non riguarda solo i grandi patrimoni<\/a>. Pu\u00f2 rivolgersi a chiunque desideri strutturare meglio il proprio risparmio, preparare la pensione, ottimizzare la fiscalit\u00e0 o organizzare la trasmissione dei propri beni. Dipendenti, autonomi, imprenditori, liberi professionisti o pensionati possono cos\u00ec mettere in atto una strategia patrimoniale adatta alla loro situazione.  <\/p><p>La gestione patrimoniale si basa su un approccio globale che combina diverse leve complementari: investimenti finanziari, immobiliare, assicurazione sulla vita, pensione, fiscalit\u00e0, protezione della famiglia o ancora trasmissione successoria. L&#8217;obiettivo consiste nel costruire una strategia coerente capace di evolversi nel tempo in funzione dei bisogni e delle grandi tappe della vita. <\/p><p>In Francia, il patrimonio delle famiglie rappresenta diverse migliaia di miliardi di euro, ripartiti principalmente tra immobiliare, risparmio finanziario e assicurazione sulla vita. Quest&#8217;ultima resta del resto uno degli investimenti preferiti dai francesi con oltre 2.000 miliardi di euro di masse gestite. In un contesto segnato dall&#8217;inflazione, dalle evoluzioni fiscali e dalle incertezze economiche, numerosi investitori cercano oggi di diversificare meglio i loro beni e di garantire il loro futuro finanziario.  <\/p><p>La gestione patrimoniale permette proprio di apportare questa visione d&#8217;insieme. Aiuta a prendere decisioni pi\u00f9 strutturate, a evitare alcuni errori frequenti \u2014 come una concentrazione eccessiva su un solo tipo di investimento \u2014 e a costruire progressivamente un patrimonio capace di rispondere a obiettivi di lungo termine: generazione di redditi complementari, preparazione della pensione, protezione del coniuge, <a href=\"https:\/\/www.experts-du-patrimoine.fr\/financer-les-etudes-de-ses-enfants-les-meilleurs-placements-pour-preparer-leur-avenir\/\">finanziamento degli studi dei figli<\/a> o trasmissione agli eredi. <\/p><h2>Perch\u00e9 mettere in atto una strategia patrimoniale?<\/h2><p>Mettere in atto una <a href=\"https:\/\/www.experts-du-patrimoine.fr\/it\/gestione-patrimoniale-in-francia-per-expat\/le-grandi-strategie-di-gestione-patrimoniale\/\">strategia di gestione patrimoniale<\/a> permette di strutturare i propri investimenti e di ottimizzare le proprie decisioni finanziarie sul lungo termine.<\/p><p>Gli obiettivi possono essere molteplici: <a href=\"https:\/\/www.experts-du-patrimoine.fr\/it\/les-services\/ricerca-di-redditi-integrativi\/\">generare redditi complementari<\/a>, <a href=\"https:\/\/www.experts-du-patrimoine.fr\/it\/les-services\/preparazione-alla-pensione\/\">preparare la pensione<\/a>, <a href=\"https:\/\/www.experts-du-patrimoine.fr\/it\/les-services\/ottimizzazione-fiscale\/\">ridurre la fiscalit\u00e0<\/a>, <a href=\"https:\/\/www.experts-du-patrimoine.fr\/it\/les-services\/protezione-del-patrimonio\/\">proteggere la famiglia<\/a> o ancora organizzare la <a href=\"https:\/\/www.experts-du-patrimoine.fr\/it\/les-services\/trasmissione-del-patrimonio\/\">trasmissione del proprio patrimonio<\/a>.<\/p><p>Una strategia patrimoniale ben costruita permette di allineare questi obiettivi con soluzioni adatte ed evolutive nel tempo.<\/p><h2>Quali sono i principali strumenti di gestione patrimoniale?<\/h2><p>La gestione patrimoniale si basa su diversi strumenti che permettono di ottimizzare gli investimenti e la fiscalit\u00e0.<\/p><p>Tra le soluzioni pi\u00f9 utilizzate, troviamo in particolare l&#8217;assicurazione sulla vita, il piano di risparmio azionario (PEA), il piano di risparmio pensionistico (PER), l&#8217;investimento immobiliare o ancora gli investimenti finanziari diversificati.<\/p><p>La scelta di questi strumenti dipende dal <a href=\"https:\/\/www.experts-du-patrimoine.fr\/it\/?attachment_id=13810\" target=\"_blank\" rel=\"noopener\">profilo dell&#8217;investitore<\/a>, dal suo <a href=\"https:\/\/www.experts-du-patrimoine.fr\/horizon-dinvestissement-comment-determiner-la-duree-ideale-de-ses-placements\/\">orizzonte d&#8217;investimento<\/a> e dai suoi obiettivi patrimoniali.<\/p><h2>La diversificazione del patrimonio nella gestione patrimoniale<\/h2><p><a href=\"https:\/\/www.experts-du-patrimoine.fr\/it\/les-services\/diversificazione-del-patrimonio\/\">La diversificazione costituisce uno dei principi fondamentali della gestione patrimoniale<\/a>. Consiste nel ripartire gli investimenti tra diverse classi di attivi per ridurre il rischio globale del portafoglio. <\/p><p>Un patrimonio troppo concentrato su un solo tipo di investimento \u2014 ad esempio l&#8217;immobiliare o le azioni \u2014 pu\u00f2 diventare vulnerabile in caso di inversione di mercato. La diversificazione permette al contrario di equilibrare il patrimonio tra diversi supporti. <\/p><p>Tra le grandi classi di attivi utilizzate nelle strategie patrimoniali, troviamo in particolare l&#8217;immobiliare, i mercati finanziari, gli investimenti obbligazionari, i fondi d&#8217;investimento, i prodotti strutturati o ancora gli investimenti alternativi. L&#8217;obiettivo \u00e8 costruire un portafoglio capace di attraversare i cicli economici offrendo al contempo un potenziale di performance sul lungo termine. <\/p><h2>L&#8217;ottimizzazione fiscale<\/h2><p>La fiscalit\u00e0 gioca un ruolo centrale nella gestione patrimoniale. Una strategia patrimoniale efficace non consiste solo nel cercare rendimento, ma anche nell&#8217;<a href=\"https:\/\/www.experts-du-patrimoine.fr\/it\/les-services\/ottimizzazione-fiscale\/\">ottimizzare la fiscalit\u00e0<\/a> dei redditi e del capitale. <\/p><p>Diversi dispositivi permettono di migliorare l&#8217;efficienza fiscale di un patrimonio. L&#8217;assicurazione sulla vita, il piano di risparmio azionario (PEA), il piano di risparmio pensionistico (PER) o ancora alcune strategie immobiliari possono offrire vantaggi fiscali significativi quando utilizzati in una logica patrimoniale. <\/p><p>L&#8217;ottimizzazione fiscale deve tuttavia essere considerata in un approccio globale. Una strategia patrimoniale non deve essere dettata unicamente dalla fiscalit\u00e0, ma dagli obiettivi di lungo termine dell&#8217;investitore. <\/p><h2>La preparazione della pensione nella gestione patrimoniale<\/h2><p>La <a href=\"https:\/\/www.experts-du-patrimoine.fr\/it\/les-services\/preparazione-alla-pensione\/\">preparazione della pensione<\/a> costituisce uno degli obiettivi pi\u00f9 frequenti in materia di gestione patrimoniale. Di fronte alle evoluzioni demografiche e alle incertezze che circondano i sistemi pensionistici, numerosi investitori cercano di costituirsi redditi complementari per il futuro. <\/p><p>Diverse soluzioni possono essere mobilitate in questa prospettiva: investimento immobiliare locativo, assicurazione sulla vita, piano di risparmio pensionistico o portafoglio finanziario che genera redditi regolari. La sfida consiste nel costruire progressivamente un patrimonio capace di produrre redditi quando l&#8217;attivit\u00e0 professionale diminuisce o si arresta. <\/p><p>La preparazione della pensione richiede generalmente una visione di lungo termine, talvolta su diversi decenni. Pi\u00f9 questa strategia viene messa in atto presto, pi\u00f9 pu\u00f2 beneficiare dell&#8217;effetto del tempo e della capitalizzazione. <\/p><h2>Le strategie di trasmissione del patrimonio<\/h2><p>La <a href=\"https:\/\/www.experts-du-patrimoine.fr\/it\/les-services\/trasmissione-del-patrimonio\/\">trasmissione del patrimonio<\/a> \u00e8 un&#8217;altra dimensione essenziale della gestione patrimoniale. Mira a organizzare il passaggio del patrimonio agli eredi nelle migliori condizioni possibili, sia sul piano giuridico che fiscale. <\/p><p>Diversi strumenti giuridici possono essere utilizzati in questo ambito: donazione, donazione-divisione, smembramento della propriet\u00e0 o ancora assicurazione sulla vita. Queste strategie permettono di anticipare la trasmissione e di ridurre l&#8217;impatto fiscale che pu\u00f2 pesare sugli eredi. <\/p><p>La trasmissione patrimoniale richiede una riflessione globale che tiene conto della situazione familiare, della composizione del patrimonio e degli obiettivi di ciascun membro della famiglia.<\/p><h2>Lo smembramento della propriet\u00e0<\/h2><p>Lo <a href=\"https:\/\/www.experts-du-patrimoine.fr\/it\/definitions\/dismembramento-della-proprieta\/\" target=\"_blank\" rel=\"noopener\">smembramento della propriet\u00e0<\/a> \u00e8 una tecnica patrimoniale particolarmente utilizzata in Francia. Consiste nel separare la propriet\u00e0 di un bene in due diritti distinti: l&#8217;usufrutto e la nuda propriet\u00e0. <\/p><p>L&#8217;usufrutto corrisponde al diritto di utilizzare il bene o di percepirne i redditi, mentre la nuda propriet\u00e0 corrisponde al diritto di possedere il bene senza averne l&#8217;uso immediato.<\/p><p>Questa tecnica \u00e8 frequentemente utilizzata nelle strategie di trasmissione o d&#8217;investimento immobiliare. Permette in particolare di organizzare la trasmissione di un patrimonio conservando al contempo alcuni diritti sui beni interessati. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9d5322e elementor-widget elementor-widget-template\" data-id=\"9d5322e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t<style id=\"elementor-post-19764\">.elementor-19764 .elementor-element.elementor-element-4e00fa5{--display:flex;--background-transition:0.3s;border-style:solid;--border-style:solid;border-width:1px 1px 1px 1px;--border-top-width:1px;--border-right-width:1px;--border-bottom-width:1px;--border-left-width:1px;border-color:#BDBDBD;--border-color:#BDBDBD;--border-radius:12px 12px 12px 12px;--margin-top:30px;--margin-bottom:20px;--margin-left:0px;--margin-right:0px;--padding-top:20px;--padding-bottom:20px;--padding-left:20px;--padding-right:20px;}.elementor-19764 .elementor-element.elementor-element-4e00fa5:not(.elementor-motion-effects-element-type-background), .elementor-19764 .elementor-element.elementor-element-4e00fa5 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-color:var( --e-global-color-d9f1739 );}.elementor-19764 .elementor-element.elementor-element-4e00fa5:hover{background-color:#FFFFFF;}.elementor-widget-heading .elementor-heading-title{font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-weight:var( --e-global-typography-primary-font-weight );color:var( --e-global-color-primary );}.elementor-19764 .elementor-element.elementor-element-ce8a2ed{text-align:center;}.elementor-19764 .elementor-element.elementor-element-ce8a2ed .elementor-heading-title{font-family:\"Roboto\", Sans-serif;font-weight:400;line-height:23px;}<\/style>\t\t<div data-elementor-type=\"section\" data-elementor-id=\"19764\" class=\"elementor elementor-19764 elementor-12026 elementor-12026\" data-elementor-post-type=\"elementor_library\">\n\t\t\t<a class=\"elementor-element elementor-element-4e00fa5 e-con-full e-flex e-con e-child\" data-id=\"4e00fa5\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\" href=\"https:\/\/www.experts-du-patrimoine.fr\/quels-sont-les-tarifs-des-conseillers-en-gestion-de-patrimoine\/\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ce8a2ed elementor-widget elementor-widget-heading\" data-id=\"ce8a2ed\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\"><strong style=\"font-size:18px!important\">Quanto costa realmente un consulente patrimoniale?<\/strong><br>Le tariffe in 2026<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e1b95f7 elementor-widget elementor-widget-text-editor\" data-id=\"e1b95f7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2>L&#8217;investimento di lungo termine<\/h2><p>La gestione patrimoniale si basa generalmente su una visione di lungo termine. Contrariamente alla speculazione o al trading, le strategie patrimoniali privilegiano un approccio progressivo e strutturato. <\/p><p>Investire sul lungo termine permette di beneficiare della <a href=\"https:\/\/www.experts-du-patrimoine.fr\/it\/les-services\/ricerca-di-redditi-integrativi\/\" target=\"_blank\" rel=\"noopener\">capitalizzazione dei redditi<\/a> e di attenuare le fluttuazioni dei mercati finanziari. Questo approccio \u00e8 particolarmente adatto agli investitori che desiderano costruire il loro patrimonio su diversi anni o diversi decenni. <\/p><p>I portafogli patrimoniali sono spesso concepiti per evolversi nel tempo, con aggiustamenti regolari in funzione dell&#8217;et\u00e0 dell&#8217;investitore, della sua situazione personale e dei suoi obiettivi.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b3f075d elementor-widget elementor-widget-text-editor\" data-id=\"b3f075d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2>Tabella comparativa dei principali strumenti di gestione patrimoniale<\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-12f5576 elementor-widget elementor-widget-html\" data-id=\"12f5576\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<script>document.addEventListener('DOMContentLoaded', function() {\n\n    document.querySelectorAll('.TyagGW_tableContainer table').forEach(function(table) {\n\n        const headers = [];\n\n        table.querySelectorAll('thead th').forEach(function(th) {\n            headers.push(th.textContent.trim());\n        });\n\n        table.querySelectorAll('tbody tr').forEach(function(row) {\n\n            row.querySelectorAll('td').forEach(function(td, index) {\n\n                if (headers[index]) {\n                    td.setAttribute('data-label', headers[index]);\n                }\n\n            });\n\n        });\n\n    });\n\n});\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c7c3c8c elementor-widget elementor-widget-text-editor\" data-id=\"c7c3c8c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"TyagGW_tableContainer\"><div class=\"group TyagGW_tableWrapper flex flex-col-reverse w-fit\" tabindex=\"-1\"><table class=\"w-fit min-w-(--thread-content-width)\"><thead><tr><th class=\"\" data-col-size=\"md\">Strumento<\/th><th class=\"\" data-col-size=\"sm\">Obiettivo principale<\/th><th class=\"\" data-col-size=\"md\">Fiscalit\u00e0<\/th><th class=\"\" data-col-size=\"sm\">Orizzonte consigliato<\/th><th class=\"\" data-col-size=\"sm\">Livello di rischio<\/th><th class=\"\" data-col-size=\"md\">Punti di forza<\/th><th class=\"\" data-col-size=\"sm\">Punti di attenzione<\/th><\/tr><\/thead><tbody><tr><td data-col-size=\"md\"><a href=\"https:\/\/www.experts-du-patrimoine.fr\/it\/definitions\/assicurazione-sulla-vita\/\"><span class=\"hover:entity-accent entity-underline inline cursor-pointer align-baseline\"><span class=\"whitespace-normal\">Assicurazione sulla vita<\/span><\/span><\/a><\/td><td data-col-size=\"sm\">Valorizzazione + trasmissione<\/td><td data-col-size=\"md\">Molto vantaggiosa dopo 8 anni<\/td><td data-col-size=\"sm\">Medio \/ lungo termine<\/td><td data-col-size=\"sm\">Da basso a elevato (secondo i supporti)<\/td><td data-col-size=\"md\">Flessibilit\u00e0, fiscalit\u00e0, trasmissione<\/td><td data-col-size=\"sm\">Costi, complessit\u00e0 dei supporti<\/td><\/tr><tr><td data-col-size=\"md\"><a href=\"https:\/\/www.experts-du-patrimoine.fr\/definitions\/pea\/\"><span class=\"hover:entity-accent entity-underline inline cursor-pointer align-baseline\"><span class=\"whitespace-normal\">Piano di risparmio azionario<\/span><\/span><\/a><\/td><td data-col-size=\"sm\">Investire in azioni europee<\/td><td data-col-size=\"md\">Esenzione dopo 5 anni (esclusi prelievi sociali)<\/td><td data-col-size=\"sm\">Lungo termine<\/td><td data-col-size=\"sm\">Elevato<\/td><td data-col-size=\"md\">Fiscalit\u00e0 attrattiva, performance potenziale<\/td><td data-col-size=\"sm\">Volatilit\u00e0, universo limitato<\/td><\/tr><tr><td data-col-size=\"md\"><a href=\"https:\/\/www.experts-du-patrimoine.fr\/definitions\/per\/\"><span class=\"hover:entity-accent entity-underline inline cursor-pointer align-baseline\"><span class=\"whitespace-normal\">Piano di risparmio pensionistico<\/span><\/span><\/a><\/td><td data-col-size=\"sm\">Preparare la pensione<\/td><td data-col-size=\"md\">Deduzione all&#8217;entrata<\/td><td data-col-size=\"sm\">Molto lungo termine<\/td><td data-col-size=\"sm\">Da medio a elevato<\/td><td data-col-size=\"md\">Vantaggio fiscale immediato<\/td><td data-col-size=\"sm\">Blocco dei fondi (salvo casi specifici)<\/td><\/tr><tr><td data-col-size=\"md\"><a href=\"https:\/\/www.experts-du-patrimoine.fr\/definitions\/lmnp\/\">Immobiliare locativo<\/a><\/td><td data-col-size=\"sm\">Redditi + valorizzazione<\/td><td data-col-size=\"md\">Variabile (IR, <a href=\"https:\/\/www.experts-du-patrimoine.fr\/definitions\/lmnp\/\">LMNP<\/a>, ecc.)<\/td><td data-col-size=\"sm\">Lungo termine<\/td><td data-col-size=\"sm\">Medio<\/td><td data-col-size=\"md\">Redditi regolari, effetto leva credito<\/td><td data-col-size=\"sm\">Gestione, fiscalit\u00e0, liquidit\u00e0<\/td><\/tr><tr><td data-col-size=\"md\"><a href=\"https:\/\/www.experts-du-patrimoine.fr\/definitions\/scpi\/\">SCPI<\/a><\/td><td data-col-size=\"sm\">Redditi immobiliari senza gestione<\/td><td data-col-size=\"md\">Redditi tassati<\/td><td data-col-size=\"sm\">Lungo termine<\/td><td data-col-size=\"sm\">Medio<\/td><td data-col-size=\"md\">Accessibilit\u00e0, mutualizzazione<\/td><td data-col-size=\"sm\">Costi, liquidit\u00e0 limitata<\/td><\/tr><tr><td data-col-size=\"md\"><a href=\"https:\/\/www.experts-du-patrimoine.fr\/definitions\/fonds-dinvestissement\/\">Fondi d&#8217;investimento<\/a><\/td><td data-col-size=\"sm\">Diversificazione<\/td><td data-col-size=\"md\">Dipende dal supporto<\/td><td data-col-size=\"sm\">Medio \/ lungo termine<\/td><td data-col-size=\"sm\">Variabile<\/td><td data-col-size=\"md\">Gestione professionale<\/td><td data-col-size=\"sm\">Costi, dipendenza dal mercato<\/td><\/tr><tr><td data-col-size=\"md\"><a href=\"https:\/\/www.experts-du-patrimoine.fr\/definitions\/produits-structures\/\">Prodotti strutturati<\/a><\/td><td data-col-size=\"sm\">Performance condizionale<\/td><td data-col-size=\"md\">Fiscalit\u00e0 dei valori mobiliari<\/td><td data-col-size=\"sm\">Medio termine<\/td><td data-col-size=\"sm\">Medio<\/td><td data-col-size=\"md\">Protezione parziale del capitale<\/td><td data-col-size=\"sm\">Complessit\u00e0, condizioni di mercato<\/td><\/tr><tr><td data-col-size=\"md\">Attivi alternativi (<a href=\"https:\/\/www.experts-du-patrimoine.fr\/definitions\/private-equity\/\">private equity<\/a>, ecc.)<\/td><td data-col-size=\"sm\">Performance lungo termine<\/td><td data-col-size=\"md\">Variabile<\/td><td data-col-size=\"sm\">Lungo termine<\/td><td data-col-size=\"sm\">Elevato<\/td><td data-col-size=\"md\">Decorrelazione dai mercati<\/td><td data-col-size=\"sm\">Rischio elevato, illiquidit\u00e0<\/td><\/tr><\/tbody><\/table><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2fee8e6 elementor-widget elementor-widget-text-editor\" data-id=\"2fee8e6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2>Farsi accompagnare da un consulente in gestione patrimoniale<\/h2><p>La gestione patrimoniale coinvolge ambiti diversi: fiscalit\u00e0, diritto, investimento finanziario, immobiliare o ancora trasmissione. Di fronte a questa complessit\u00e0, numerosi investitori scelgono di farsi accompagnare da un professionista. <\/p><p>Un consulente in gestione patrimoniale pu\u00f2 aiutare ad analizzare la situazione finanziaria di un cliente, identificare i suoi obiettivi e mettere in atto una strategia adatta. Pu\u00f2 anche accompagnare l&#8217;investitore nel monitoraggio dei suoi investimenti e nell&#8217;evoluzione della sua strategia nel corso del tempo. <\/p><p>Il sito <strong>Les Experts du Patrimoine<\/strong> permette di identificare numerosi professionisti della gestione patrimoniale presenti in Francia e in diverse piazze finanziarie europee. La <a href=\"https:\/\/www.experts-du-patrimoine.fr\/it\/societes\/\">directory del sito<\/a> elenca diverse migliaia di esperti in grado di accompagnare i privati e gli imprenditori nella strutturazione e nello sviluppo del loro patrimonio. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7f360db elementor-widget elementor-widget-template\" data-id=\"7f360db\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t<style id=\"elementor-post-19706\">.elementor-19706 .elementor-element.elementor-element-b37a448{--display:flex;--margin-top:0px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-widget-button .elementor-button{font-family:var( --e-global-typography-accent-font-family ), Sans-serif;font-weight:var( --e-global-typography-accent-font-weight );background-color:var( --e-global-color-accent );}.elementor-19706 .elementor-element.elementor-element-80bd3d0 .elementor-button-content-wrapper{flex-direction:row;}.elementor-19706 .elementor-element.elementor-element-80bd3d0 .elementor-button .elementor-button-content-wrapper{gap:10px;}.elementor-19706 .elementor-element.elementor-element-80bd3d0 .elementor-button{font-family:\"Roboto\", Sans-serif;font-size:15px;font-weight:500;fill:var( --e-global-color-primary );color:var( --e-global-color-primary );}.elementor-19706 .elementor-element.elementor-element-80bd3d0 .elementor-button:hover, .elementor-19706 .elementor-element.elementor-element-80bd3d0 .elementor-button:focus{color:#FFFFFF;background-color:var( --e-global-color-primary );}.elementor-19706 .elementor-element.elementor-element-80bd3d0 .elementor-button:hover svg, .elementor-19706 .elementor-element.elementor-element-80bd3d0 .elementor-button:focus svg{fill:#FFFFFF;}.elementor-19706 .elementor-element.elementor-element-80bd3d0{margin:40px 0px calc(var(--kit-widget-spacing, 0px) + 0px) 0px;}<\/style>\t\t<div data-elementor-type=\"section\" data-elementor-id=\"19706\" class=\"elementor elementor-19706 elementor-15198 elementor-15198\" data-elementor-post-type=\"elementor_library\">\n\t\t\t<div class=\"elementor-element elementor-element-b37a448 e-con-full e-flex e-con e-parent\" data-id=\"b37a448\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-80bd3d0 elementor-widget elementor-widget-button\" data-id=\"80bd3d0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.experts-du-patrimoine.fr\/it\/trova-un-consulente-per-la-gestione-del-patrimonio-vicino-a-te\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-circle-right\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8c137 0 248 111 248 248S393 504 256 504 8 393 8 256 119 8 256 8zm-28.9 143.6l75.5 72.4H120c-13.3 0-24 10.7-24 24v16c0 13.3 10.7 24 24 24h182.6l-75.5 72.4c-9.7 9.3-9.9 24.8-.4 34.3l11 10.9c9.4 9.4 24.6 9.4 33.9 0L404.3 273c9.4-9.4 9.4-24.6 0-33.9L271.6 106.3c-9.4-9.4-24.6-9.4-33.9 0l-11 10.9c-9.5 9.6-9.3 25.1.4 34.4z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Cerca un professionista<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-20dd4dc elementor-widget elementor-widget-text-editor\" data-id=\"20dd4dc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2>FAQ \u2013 Gestione patrimoniale<\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e2e9991 elementor-widget elementor-widget-n-accordion\" data-id=\"e2e9991\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2370\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-2370\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> Perch\u00e9 fare gestione patrimoniale? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2370\" class=\"elementor-element elementor-element-ab6b74d e-con-full e-flex e-con e-child\" data-id=\"ab6b74d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f0426be elementor-widget elementor-widget-text-editor\" data-id=\"f0426be\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Gestire il proprio patrimonio permette di ottimizzare i propri investimenti, di preparare la pensione, di ridurre la fiscalit\u00e0 e di anticipare la trasmissione dei propri beni. Senza una strategia globale, \u00e8 frequente avere un patrimonio sbilanciato o poco ottimizzato. La gestione patrimoniale apporta una visione d&#8217;insieme e permette di prendere decisioni migliori.  <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2371\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2371\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> Quali sono i principali obiettivi nella gestione patrimoniale? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2371\" class=\"elementor-element elementor-element-faf6e69 e-con-full e-flex e-con e-child\" data-id=\"faf6e69\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0bc9fba elementor-widget elementor-widget-text-editor\" data-id=\"0bc9fba\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Gli obiettivi variano secondo i profili, ma i pi\u00f9 frequenti sono:<\/p><ul><li>far fruttare il proprio capitale<\/li><li>generare redditi complementari<\/li><li>preparare la pensione<\/li><li>ridurre la fiscalit\u00e0<\/li><li>organizzare la trasmissione<\/li><\/ul><p>Una buona strategia patrimoniale consiste nel gerarchizzare questi obiettivi e nel farli evolvere nel tempo.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2372\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2372\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> A partire da quale momento bisogna interessarsi alla gestione patrimoniale? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2372\" class=\"elementor-element elementor-element-a44e08f e-con-full e-flex e-con e-child\" data-id=\"a44e08f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2be50e7 elementor-widget elementor-widget-text-editor\" data-id=\"2be50e7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Il prima possibile. Contrariamente a un&#8217;idea diffusa, la gestione patrimoniale non riguarda solo le persone facoltose. Non appena si inizia a risparmiare o a investire, \u00e8 pertinente strutturare le proprie decisioni. Pi\u00f9 ci si prende presto, pi\u00f9 si beneficia dell&#8217;effetto del tempo e della capitalizzazione.   <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2373\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2373\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> Qual \u00e8 la differenza tra risparmio e gestione patrimoniale? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2373\" class=\"elementor-element elementor-element-b8013e9 e-con-full e-flex e-con e-child\" data-id=\"b8013e9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d05a800 elementor-widget elementor-widget-text-editor\" data-id=\"d05a800\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Il risparmio consiste nel mettere da parte del denaro, spesso senza una strategia globale. La gestione patrimoniale va molto oltre: organizza l&#8217;insieme dei beni in una logica di ottimizzazione, integrando la fiscalit\u00e0, gli obiettivi di vita e la trasmissione. \u00c8 un approccio strutturato ed evolutivo.  <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2374\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2374\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> Si pu\u00f2 gestire da soli il proprio patrimonio? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2374\" class=\"elementor-element elementor-element-33b3722 e-con-full e-flex e-con e-child\" data-id=\"33b3722\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5e15b2f elementor-widget elementor-widget-text-editor\" data-id=\"5e15b2f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>S\u00ec ed esistono <a href=\"https:\/\/www.experts-du-patrimoine.fr\/gestion-de-patrimoine\/outils-de-gestion-de-patrimoine-applications-simulateurs-et-plateformes\/\">strumenti per farlo<\/a>, ma con dei limiti. Per decisioni semplici, \u00e8 possibile agire da soli. Tuttavia, non appena le questioni diventano pi\u00f9 complesse (fiscalit\u00e0, trasmissione, strutturazione), il rischio di errore aumenta notevolmente. Un approccio professionale permette di garantire e ottimizzare le scelte.   <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Perch\\u00e9 fare gestione patrimoniale?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Gestire il proprio patrimonio permette di ottimizzare i propri investimenti, di preparare la pensione, di ridurre la fiscalit\\u00e0 e di anticipare la trasmissione dei propri beni. Senza una strategia globale, \\u00e8 frequente avere un patrimonio sbilanciato o poco ottimizzato. La gestione patrimoniale apporta una visione d&#8217;insieme e permette di prendere decisioni migliori.\"}},{\"@type\":\"Question\",\"name\":\"Quali sono i principali obiettivi nella gestione patrimoniale?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Gli obiettivi variano secondo i profili, ma i pi\\u00f9 frequenti sono:far fruttare il proprio capitalegenerare redditi complementaripreparare la pensioneridurre la fiscalit\\u00e0organizzare la trasmissioneUna buona strategia patrimoniale consiste nel gerarchizzare questi obiettivi e nel farli evolvere nel tempo.\"}},{\"@type\":\"Question\",\"name\":\"A partire da quale momento bisogna interessarsi alla gestione patrimoniale?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Il prima possibile. Contrariamente a un&#8217;idea diffusa, la gestione patrimoniale non riguarda solo le persone facoltose. Non appena si inizia a risparmiare o a investire, \\u00e8 pertinente strutturare le proprie decisioni. Pi\\u00f9 ci si prende presto, pi\\u00f9 si beneficia dell&#8217;effetto del tempo e della capitalizzazione.\"}},{\"@type\":\"Question\",\"name\":\"Qual \\u00e8 la differenza tra risparmio e gestione patrimoniale?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Il risparmio consiste nel mettere da parte del denaro, spesso senza una strategia globale. La gestione patrimoniale va molto oltre: organizza l&#8217;insieme dei beni in una logica di ottimizzazione, integrando la fiscalit\\u00e0, gli obiettivi di vita e la trasmissione. \\u00c8 un approccio strutturato ed evolutivo.\"}},{\"@type\":\"Question\",\"name\":\"Si pu\\u00f2 gestire da soli il proprio patrimonio?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"S\\u00ec ed esistono strumenti per farlo, ma con dei limiti. Per decisioni semplici, \\u00e8 possibile agire da soli. Tuttavia, non appena le questioni diventano pi\\u00f9 complesse (fiscalit\\u00e0, trasmissione, strutturazione), il rischio di errore aumenta notevolmente. Un approccio professionale permette di garantire e ottimizzare le scelte.\"}}]}<\/script>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-878728a elementor-widget elementor-widget-template\" data-id=\"878728a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t<style id=\"elementor-post-19647\">.elementor-19647 .elementor-element.elementor-element-151ab6b{--display:flex;--flex-direction:row;--container-widget-width:initial;--container-widget-height:100%;--container-widget-flex-grow:1;--container-widget-align-self:stretch;--flex-wrap-mobile:wrap;--gap:20px 20px;--row-gap:20px;--column-gap:20px;border-style:solid;--border-style:solid;border-width:1px 1px 1px 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alt=\"Assicurazione sulla vita: scopri come funziona, la sua fiscalit\u00e0, i suoi vantaggi e il suo ruolo chiave nella gestione patrimoniale per investire, preparare la pensione e trasmettere in modo efficace.\" srcset=\"https:\/\/www.experts-du-patrimoine.fr\/wp-content\/uploads\/2025\/12\/Assurance-vie-definition-fiscalite-fonctionnement-et-avantages-1.webp 1000w, https:\/\/www.experts-du-patrimoine.fr\/wp-content\/uploads\/2025\/12\/Assurance-vie-definition-fiscalite-fonctionnement-et-avantages-1-300x200.webp 300w, https:\/\/www.experts-du-patrimoine.fr\/wp-content\/uploads\/2025\/12\/Assurance-vie-definition-fiscalite-fonctionnement-et-avantages-1-768x512.webp 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6a69a4a e-con-full e-flex e-con e-child\" data-id=\"6a69a4a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div 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C319.2,202.363,322.4,204.363,326,204.262z\"><\/path> <path d=\"M327.3,341.663L327.3,341.663c-5.4,0.1-9.7,4.5-9.7,9.9c0,1.8,0.5,3.4,1.3,4.8c1.7,2.9,4.9,4.9,8.5,4.8 c5.4-0.1,9.7-4.5,9.6-9.9C337.1,346.062,332.7,341.663,327.3,341.663z\"><\/path> <path d=\"M361.5,332.163c-4.6,2.7-6.2,8.7-3.4,13.3l0,0c2.7,4.7,8.7,6.2,13.4,3.4c4.6-2.7,6.2-8.7,3.4-13.3 C372.1,330.962,366.1,329.462,361.5,332.163z\"><\/path> <path d=\"M399.7,303.163c-4.7-2.6-10.7-1-13.3,3.7c-1.8,3.2-1.6,6.8,0.1,9.8c0.8,1.4,2.1,2.7,3.6,3.5c4.7,2.7,10.7,1,13.3-3.7 C406,311.763,404.4,305.763,399.7,303.163z\"><\/path> <path d=\"M257.8,273.763c0-5.4-4.5-9.7-9.8-9.7c-5.4,0.1-9.7,4.5-9.7,9.9c0,1.8,0.5,3.4,1.3,4.8c1.7,2.9,4.9,4.9,8.5,4.8 C253.6,283.562,257.9,279.163,257.8,273.763z\"><\/path> <path d=\"M254.1,304.562c-4.6,2.7-6.2,8.7-3.4,13.3l0,0c2.7,4.6,8.7,6.2,13.4,3.4c4.6-2.7,6.1-8.7,3.4-13.4 C264.7,303.362,258.7,301.763,254.1,304.562z\"><\/path> <path d=\"M395.3,272.362c0,1.8,0.5,3.4,1.4,4.9c1.7,2.9,4.9,4.8,8.5,4.8c5.4,0,9.7-4.5,9.7-9.8c0-5.4-4.4-9.7-9.8-9.7 C399.6,262.562,395.2,267.062,395.3,272.362z\"><\/path> <path d=\"M253.4,243.062c4.7,2.7,10.7,1,13.3-3.7l0,0c2.6-4.7,1-10.6-3.8-13.3c-4.7-2.6-10.6-1-13.3,3.7c-1.7,3.1-1.6,6.8,0.1,9.8 C250.6,240.962,251.8,242.163,253.4,243.062z\"><\/path> <path d=\"M291.5,213.962c0,0,0.1,0,0.1-0.1c0.1,0,0.1,0,0.1-0.1c0,0,0,0,0.1,0c4.6-2.7,6.1-8.7,3.4-13.3c-2.7-4.7-8.7-6.2-13.4-3.5 c0,0-0.1,0-0.1,0.1c-0.1,0-0.1,0.1-0.2,0.1c-4.6,2.7-6.2,8.7-3.4,13.3l0,0C280.9,215.163,286.9,216.663,291.5,213.962z\"><\/path> <path d=\"M292.8,332.862c-4.7-2.7-10.7-1-13.3,3.7c-1.8,3.2-1.6,6.9,0.1,9.8c0.8,1.4,2.1,2.7,3.6,3.6c4.7,2.6,10.7,0.9,13.3-3.7 C299.2,341.462,297.5,335.562,292.8,332.862z\"><\/path> <\/g> <\/g> <\/g><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Fai il tuo bilancio patrimoniale online<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cc75639 elementor-widget elementor-widget-text-editor\" data-id=\"cc75639\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Ottieni una prima sintesi personalizzata della tua situazione patrimoniale, dei tuoi punti di forza, delle tue aree di ottimizzazione e delle tue priorit\u00e0 d\u2019azione. <strong>Gratuito, riservato e senza impegno<\/strong>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cd811b4 elementor-widget elementor-widget-button\" data-id=\"cd811b4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.experts-du-patrimoine.fr\/it\/bilancio-patrimoniale-gratuito-analizza-e-ottimizza-il-tuo-patrimonio\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-circle-right\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8c137 0 248 111 248 248S393 504 256 504 8 393 8 256 119 8 256 8zm-28.9 143.6l75.5 72.4H120c-13.3 0-24 10.7-24 24v16c0 13.3 10.7 24 24 24h182.6l-75.5 72.4c-9.7 9.3-9.9 24.8-.4 34.3l11 10.9c9.4 9.4 24.6 9.4 33.9 0L404.3 273c9.4-9.4 9.4-24.6 0-33.9L271.6 106.3c-9.4-9.4-24.6-9.4-33.9 0l-11 10.9c-9.5 9.6-9.3 25.1.4 34.4z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Scopri di pi\u00f9<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-cc4441c e-con-full e-flex e-con e-parent\" data-id=\"cc4441c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-23bd6bf elementor-widget__width-auto elementor-widget elementor-widget-heading\" data-id=\"23bd6bf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/www.experts-du-patrimoine.fr\/les-simulateurs-des-experts-du-patrimoine\/\">Vedi tutti i simulatori<\/a><\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-121d998 e-con-full e-flex e-con e-child\" data-id=\"121d998\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1cab979 elementor-widget elementor-widget-heading\" data-id=\"1cab979\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Per approfondire<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-658e604 elementor-widget elementor-widget-shortcode\" data-id=\"658e604\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-88c1c8d e-con-full e-flex e-con e-child\" data-id=\"88c1c8d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3396e92 elementor-widget elementor-widget-template\" data-id=\"3396e92\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;sticky&quot;:&quot;top&quot;,&quot;sticky_offset&quot;:100,&quot;sticky_parent&quot;:&quot;yes&quot;,&quot;sticky_on&quot;:[&quot;widescreen&quot;,&quot;desktop&quot;,&quot;laptop&quot;,&quot;tablet_extra&quot;,&quot;tablet&quot;,&quot;mobile_extra&quot;,&quot;mobile&quot;],&quot;sticky_effects_offset&quot;:0,&quot;sticky_anchor_link_offset&quot;:0}\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t<style id=\"elementor-post-19683\">.elementor-19683 .elementor-element.elementor-element-2508134{--display:flex;--margin-top:0px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-19683 .elementor-element.elementor-element-a3864bd{margin:0px 0px calc(var(--kit-widget-spacing, 0px) + 0px) 0px;padding:0px 0px 0px 0px;}.elementor-19683 .elementor-element.elementor-element-3e597cb{margin:0px 0px calc(var(--kit-widget-spacing, 0px) + 20px) 0px;}.elementor-19683 .elementor-element.elementor-element-9c4a9d5{--display:flex;border-style:solid;--border-style:solid;border-width:1px 1px 1px 1px;--border-top-width:1px;--border-right-width:1px;--border-bottom-width:1px;--border-left-width:1px;border-color:#D5D5D5;--border-color:#D5D5D5;--border-radius:12px 12px 12px 12px;--margin-top:0px;--margin-bottom:20px;--margin-left:0px;--margin-right:0px;--padding-top:20px;--padding-bottom:20px;--padding-left:20px;--padding-right:20px;}.elementor-19683 .elementor-element.elementor-element-9c4a9d5:not(.elementor-motion-effects-element-type-background), .elementor-19683 .elementor-element.elementor-element-9c4a9d5 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-color:#FFFFFF;}.elementor-widget-heading .elementor-heading-title{font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-weight:var( --e-global-typography-primary-font-weight );color:var( --e-global-color-primary );}.elementor-19683 .elementor-element.elementor-element-b0b1f1f{margin:0px 0px calc(var(--kit-widget-spacing, 0px) + 0px) 0px;}.elementor-19683 .elementor-element.elementor-element-b0b1f1f .elementor-heading-title{font-family:\"Playfair Display\", Sans-serif;font-size:20px;font-weight:600;line-height:24px;}.elementor-widget-text-editor{font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-weight:var( --e-global-typography-text-font-weight );color:var( --e-global-color-text );}.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:var( --e-global-color-primary );}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap, .elementor-widget-text-editor.elementor-drop-cap-view-default .elementor-drop-cap{color:var( --e-global-color-primary );border-color:var( --e-global-color-primary );}.elementor-19683 .elementor-element.elementor-element-6608ec2{margin:10px 0px calc(var(--kit-widget-spacing, 0px) + 0px) 0px;padding:0px 0px 0px 0px;}.elementor-widget-button .elementor-button{background-color:var( --e-global-color-accent );font-family:var( --e-global-typography-accent-font-family ), Sans-serif;font-weight:var( --e-global-typography-accent-font-weight );}.elementor-19683 .elementor-element.elementor-element-9ed1fb7 .elementor-button:hover, .elementor-19683 .elementor-element.elementor-element-9ed1fb7 .elementor-button:focus{background-color:var( --e-global-color-primary );color:#FFFFFF;border-color:var( --e-global-color-primary );}.elementor-19683 .elementor-element.elementor-element-9ed1fb7{width:auto;max-width:auto;margin:0px 20px calc(var(--kit-widget-spacing, 0px) + 0px) 0px;}.elementor-19683 .elementor-element.elementor-element-9ed1fb7 .elementor-button{font-family:\"Roboto\", Sans-serif;font-size:12px;font-weight:500;text-transform:uppercase;border-style:solid;border-width:1px 1px 1px 1px;border-color:var( --e-global-color-accent );border-radius:12px 12px 12px 12px;padding:7px 15px 7px 15px;}.elementor-19683 .elementor-element.elementor-element-9ed1fb7 .elementor-button:hover svg, .elementor-19683 .elementor-element.elementor-element-9ed1fb7 .elementor-button:focus svg{fill:#FFFFFF;}.elementor-19683 .elementor-element.elementor-element-14ee9b3{--display:flex;border-style:solid;--border-style:solid;border-width:1px 1px 1px 1px;--border-top-width:1px;--border-right-width:1px;--border-bottom-width:1px;--border-left-width:1px;border-color:#D5D5D5;--border-color:#D5D5D5;--border-radius:12px 12px 12px 12px;--margin-top:0px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;--padding-top:20px;--padding-bottom:20px;--padding-left:20px;--padding-right:20px;}.elementor-19683 .elementor-element.elementor-element-14ee9b3:not(.elementor-motion-effects-element-type-background), .elementor-19683 .elementor-element.elementor-element-14ee9b3 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-color:#FFFFFF;}.elementor-widget-icon-list .elementor-icon-list-item:not(:last-child):after{border-color:var( --e-global-color-text );}.elementor-widget-icon-list .elementor-icon-list-icon i{color:var( --e-global-color-primary );}.elementor-widget-icon-list .elementor-icon-list-icon svg{fill:var( --e-global-color-primary );}.elementor-widget-icon-list .elementor-icon-list-item > .elementor-icon-list-text, .elementor-widget-icon-list .elementor-icon-list-item > a{font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-weight:var( --e-global-typography-text-font-weight );}.elementor-widget-icon-list .elementor-icon-list-text{color:var( --e-global-color-secondary );}.elementor-19683 .elementor-element.elementor-element-d2d62fa .elementor-icon-list-icon i{color:#EDC540;transition:color 0.3s;}.elementor-19683 .elementor-element.elementor-element-d2d62fa .elementor-icon-list-icon svg{fill:#EDC540;transition:fill 0.3s;}.elementor-19683 .elementor-element.elementor-element-d2d62fa{--e-icon-list-icon-size:18px;--icon-vertical-offset:0px;}.elementor-19683 .elementor-element.elementor-element-d2d62fa .elementor-icon-list-item > .elementor-icon-list-text, .elementor-19683 .elementor-element.elementor-element-d2d62fa .elementor-icon-list-item > a{font-family:\"Playfair Display\", Sans-serif;font-size:18px;font-weight:600;}.elementor-19683 .elementor-element.elementor-element-d2d62fa .elementor-icon-list-text{color:var( --e-global-color-primary );transition:color 0.3s;}.elementor-19683 .elementor-element.elementor-element-bc973db .elementor-icon-list-icon i{color:#EDC540;transition:color 0.3s;}.elementor-19683 .elementor-element.elementor-element-bc973db .elementor-icon-list-icon svg{fill:#EDC540;transition:fill 0.3s;}.elementor-19683 .elementor-element.elementor-element-bc973db{--e-icon-list-icon-size:18px;--icon-vertical-offset:0px;}.elementor-19683 .elementor-element.elementor-element-bc973db .elementor-icon-list-item > .elementor-icon-list-text, .elementor-19683 .elementor-element.elementor-element-bc973db .elementor-icon-list-item > a{font-family:\"Google Sans\", Sans-serif;font-size:18px;font-weight:600;}.elementor-19683 .elementor-element.elementor-element-bc973db .elementor-icon-list-text{color:#181E35;transition:color 0.3s;}.elementor-19683 .elementor-element.elementor-element-364b4d7{margin:10px 0px calc(var(--kit-widget-spacing, 0px) + 0px) 0px;padding:0px 0px 0px 0px;}.elementor-19683 .elementor-element.elementor-element-4724196{--display:flex;border-style:solid;--border-style:solid;border-width:1px 1px 1px 1px;--border-top-width:1px;--border-right-width:1px;--border-bottom-width:1px;--border-left-width:1px;border-color:#D5D5D5;--border-color:#D5D5D5;--border-radius:12px 12px 12px 12px;--margin-top:20px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;--padding-top:20px;--padding-bottom:20px;--padding-left:20px;--padding-right:20px;}.elementor-19683 .elementor-element.elementor-element-4724196:not(.elementor-motion-effects-element-type-background), .elementor-19683 .elementor-element.elementor-element-4724196 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-color:#FFFFFF;}.elementor-19683 .elementor-element.elementor-element-dd24cba .elementor-icon-list-icon i{color:#EDC540;transition:color 0.3s;}.elementor-19683 .elementor-element.elementor-element-dd24cba .elementor-icon-list-icon svg{fill:#EDC540;transition:fill 0.3s;}.elementor-19683 .elementor-element.elementor-element-dd24cba{--e-icon-list-icon-size:18px;--icon-vertical-offset:0px;}.elementor-19683 .elementor-element.elementor-element-dd24cba .elementor-icon-list-item > .elementor-icon-list-text, .elementor-19683 .elementor-element.elementor-element-dd24cba 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.elementor-widget-container{margin:20px 0px 0px 0px;padding:0px 0px 0px 0px;}.elementor-19683 .elementor-element.elementor-element-f8582b0 .elementor-button{background-color:var( --e-global-color-accent );font-family:\"Roboto\", Sans-serif;font-size:12px;font-weight:500;text-transform:uppercase;fill:var( --e-global-color-primary );color:var( --e-global-color-primary );border-style:none;border-radius:12px 12px 12px 12px;padding:7px 15px 7px 15px;}.elementor-19683 .elementor-element.elementor-element-f8582b0 .elementor-button:hover, .elementor-19683 .elementor-element.elementor-element-f8582b0 .elementor-button:focus{background-color:var( --e-global-color-primary );color:#FFFFFF;}.elementor-19683 .elementor-element.elementor-element-f8582b0{width:auto;max-width:auto;margin:30px 20px calc(var(--kit-widget-spacing, 0px) + 0px) 0px;}.elementor-19683 .elementor-element.elementor-element-f8582b0 .elementor-button-content-wrapper{flex-direction:row;}.elementor-19683 .elementor-element.elementor-element-f8582b0 .elementor-button .elementor-button-content-wrapper{gap:9px;}.elementor-19683 .elementor-element.elementor-element-f8582b0 .elementor-button:hover svg, .elementor-19683 .elementor-element.elementor-element-f8582b0 .elementor-button:focus svg{fill:#FFFFFF;}.elementor-19683 .elementor-element.elementor-element-35f5756{--grid-template-columns:repeat(0, auto);text-align:left;width:initial;max-width:initial;margin:40px 0px calc(var(--kit-widget-spacing, 0px) + 0px) 20px;padding:0px 0px 0px 0px;--icon-size:18px;--grid-column-gap:15px;--grid-row-gap:20px;}.elementor-19683 .elementor-element.elementor-element-35f5756.elementor-element{--align-self:flex-start;}.elementor-widget-image .widget-image-caption{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-weight:var( --e-global-typography-text-font-weight );}.elementor-19683 .elementor-element.elementor-element-f77e8be{margin:40px 0px calc(var(--kit-widget-spacing, 0px) + 0px) 20px;text-align:start;}.elementor-19683 .elementor-element.elementor-element-f77e8be img{width:100%;max-width:100%;height:73px;object-fit:contain;object-position:center center;}@media(max-width:1200px){.elementor-19683 .elementor-element.elementor-element-35f5756{--icon-size:16px;}}@media(min-width:2400px){.elementor-19683 .elementor-element.elementor-element-35f5756{--icon-size:16px;}}@media(max-width:1366px){.elementor-19683 .elementor-element.elementor-element-35f5756{--icon-size:16px;}}@media(max-width:1024px){.elementor-19683 .elementor-element.elementor-element-9c85144{--grid-columns:1;}}@media(max-width:880px){.elementor-19683 .elementor-element.elementor-element-2508134{--padding-top:10px;--padding-bottom:10px;--padding-left:10px;--padding-right:10px;}.elementor-19683 .elementor-element.elementor-element-9c85144{--grid-columns:1;}}@media(max-width:767px){.elementor-19683 .elementor-element.elementor-element-2508134{--padding-top:10px;--padding-bottom:10px;--padding-left:10px;--padding-right:10px;}.elementor-19683 .elementor-element.elementor-element-9ed1fb7{margin:0px 10px calc(var(--kit-widget-spacing, 0px) + 0px) 0px;}.elementor-19683 .elementor-element.elementor-element-9ed1fb7 .elementor-button{font-size:9px;}.elementor-19683 .elementor-element.elementor-element-9c85144{--grid-columns:1;}.elementor-19683 .elementor-element.elementor-element-f8582b0{margin:30px 10px calc(var(--kit-widget-spacing, 0px) + 0px) 0px;}.elementor-19683 .elementor-element.elementor-element-f8582b0 .elementor-button{font-size:9px;}}<\/style>\t\t<div data-elementor-type=\"section\" data-elementor-id=\"19683\" class=\"elementor elementor-19683 elementor-2247 elementor-2247\" data-elementor-post-type=\"elementor_library\">\n\t\t\t<div class=\"elementor-element elementor-element-2508134 e-con-full e-flex e-con e-parent\" data-id=\"2508134\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a3864bd elementor-widget elementor-widget-shortcode\" data-id=\"a3864bd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><div class=\"edp-favori-box\" style=\"display:flex;align-items:center;gap:12px;width:100%;padding:14px 16px;background:#F4D97E;color:#181E35;border-radius:10px;font-weight:600; margin-bottom:20px;\">\n\t\t\t<span style=\"display:flex;align-items:center;justify-content:center;width:34px;height:34px;background:#fff;border-radius:50%;flex:0 0 34px;\">\ud83d\udd12<\/span>\n\t\t\t<span style=\"font-size:14px;\">\n\t\t\t\t<a href=\"https:\/\/www.experts-du-patrimoine.fr\/it\/home\/il-mio-account\/?edp_redirect_to=https:\/\/www.experts-du-patrimoine.fr\/it\/gestione-patrimoniale-in-francia-per-expat\/\" style=\"color:#181E35;text-decoration:underline;font-weight:700;\">Accedi<\/a>\n\t\t\t\to\n\t\t\t\t<a href=\"https:\/\/www.experts-du-patrimoine.fr\/annuaire-gestion-de-patrimoine\/creer-mon-compte-particulier-pour-gerer-et-optimiser-mon-patrimoine\/\" style=\"color:#181E35;text-decoration:underline;font-weight:700;\">iscriviti<\/a>\n\t\t\t\tpour ajouter cette page dans votre espace priv\u00e9\n\t\t\t<\/span>\n\t\t<\/div><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3e597cb elementor-widget elementor-widget-shortcode\" data-id=\"3e597cb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><button class=\"edp-search-trigger edp-search-field-trigger\" type=\"button\" aria-label=\"Cerca nel sito\" style=\"--edp-search-field-background:#FFFFFF;--edp-search-field-border:#D5D5D5;--edp-search-field-color:#181E35;--edp-search-field-icon-color:#EDC540;--edp-search-field-icon-size:24px;--edp-search-field-font-size:17px;--edp-search-field-alignment:flex-start;background-color:#FFFFFF!important;border-color:#D5D5D5!important;color:#181E35!important;font-size:17px!important;align-items:center!important;justify-content:flex-start!important\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\" style=\"display:block!important;align-self:center!important;width:24px!important;min-width:24px!important;max-width:24px!important;height:24px!important;min-height:24px!important;max-height:24px!important;flex-basis:24px!important;color:#EDC540!important;stroke:#EDC540!important\"><circle cx=\"11\" cy=\"11\" r=\"7\"><\/circle><path d=\"M20 20l-3.8-3.8\"><\/path><\/svg><span class=\"edp-search-field-placeholder\" style=\"display:flex!important;align-items:center!important;color:#181E35!important;font-size:17px!important\">Cerca nel sito<\/span><\/button>\n        <div class=\"edp-search-overlay\" aria-hidden=\"true\">\n            <div class=\"edp-search-modal\" role=\"dialog\" aria-modal=\"true\">\n                <div class=\"edp-search-head\">\n                    <svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\">\n                        <circle cx=\"11\" cy=\"11\" r=\"7\"><\/circle>\n                        <path d=\"M20 20l-3.8-3.8\"><\/path>\n                    <\/svg>\n\n                    <input class=\"edp-search-input\" type=\"search\" placeholder=\"Cerca una societ\u00e0, una citt\u00e0, una regione, un articolo...\" autocomplete=\"off\">\n\n                    <button class=\"edp-search-close\" type=\"button\" aria-label=\"Chiudi\">\u00d7<\/button>\n                <\/div>\n\n                <div class=\"edp-search-body\">\n                    <div class=\"edp-search-results\">\n                        <div class=\"edp-search-help\">Digita almeno 2 caratteri per avviare la ricerca.<\/div>\n                    <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n        <\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9c4a9d5 e-con-full bloc-particulier e-flex e-con e-child\" data-id=\"9c4a9d5\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b0b1f1f elementor-widget elementor-widget-heading\" data-id=\"b0b1f1f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/www.experts-du-patrimoine.fr\/it\/societes\/\">Cerca un esperto<\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6608ec2 elementor-widget elementor-widget-text-editor\" data-id=\"6608ec2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Cerca un consulente di gestione patrimoniale tra le <strong>3 39<\/strong> <strong>societ\u00e0<\/strong> della directory.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9ed1fb7 elementor-widget__width-auto track-championnat elementor-widget elementor-widget-button\" data-id=\"9ed1fb7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.experts-du-patrimoine.fr\/it\/societes\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Clicca qui<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-14ee9b3 e-con-full e-flex e-con e-child\" data-id=\"14ee9b3\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d2d62fa edp-only-guest elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"d2d62fa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.experts-du-patrimoine.fr\/it\/home\/il-mio-account\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" fill=\"#EDC540\" width=\"800px\" height=\"800px\" viewBox=\"0 0 16 16\"><g id=\"SVGRepo_bgCarrier\" stroke-width=\"0\"><\/g><g id=\"SVGRepo_tracerCarrier\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/g><g id=\"SVGRepo_iconCarrier\"><path d=\"M8 7.83c-3.08 0-5.59 2.17-5.59 4.84V16h1.27v-3.33c0-2 1.94-3.57 4.32-3.57s4.32 1.6 4.32 3.57V16h1.27v-3.33c0-2.67-2.51-4.84-5.59-4.84zm.1-1.22a3.22 3.22 0 0 0 3.1-3.31A3.21 3.21 0 0 0 8.1 0 3.21 3.21 0 0 0 5 3.3a3.22 3.22 0 0 0 3.1 3.31zm0-5.32a1.92 1.92 0 0 1 1.81 2 1.93 1.93 0 0 1-1.81 2 1.93 1.93 0 0 1-1.8-2 1.92 1.92 0 0 1 1.8-2z\"><\/path><\/g><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Accedi<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bc973db edp-only-logged elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"bc973db\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.experts-du-patrimoine.fr\/it\/home\/il-mio-account\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" fill=\"#EDC540\" width=\"800px\" height=\"800px\" viewBox=\"0 0 16 16\"><g id=\"SVGRepo_bgCarrier\" stroke-width=\"0\"><\/g><g id=\"SVGRepo_tracerCarrier\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/g><g id=\"SVGRepo_iconCarrier\"><path d=\"M8 7.83c-3.08 0-5.59 2.17-5.59 4.84V16h1.27v-3.33c0-2 1.94-3.57 4.32-3.57s4.32 1.6 4.32 3.57V16h1.27v-3.33c0-2.67-2.51-4.84-5.59-4.84zm.1-1.22a3.22 3.22 0 0 0 3.1-3.31A3.21 3.21 0 0 0 8.1 0 3.21 3.21 0 0 0 5 3.3a3.22 3.22 0 0 0 3.1 3.31zm0-5.32a1.92 1.92 0 0 1 1.81 2 1.93 1.93 0 0 1-1.81 2 1.93 1.93 0 0 1-1.8-2 1.92 1.92 0 0 1 1.8-2z\"><\/path><\/g><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Il tuo account<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-364b4d7 elementor-widget elementor-widget-shortcode\" data-id=\"364b4d7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><form method=\"post\"><input type=\"hidden\" name=\"edp_lang\" value=\"it\"><input type=\"hidden\" name=\"lang\" value=\"it\"><p><label style=\"margin-bottom:10px;\">Email o nome utente *<\/label><br><input type=\"text\" name=\"edp_login\" autocomplete=\"username\" required style=\"width:100%;padding:10px;\"><\/p><p><label style=\"margin-bottom:10px;\">Password *<\/label><br><input type=\"password\" name=\"edp_password\" autocomplete=\"current-password\" required style=\"width:100%;padding:10px;\"><\/p><p><label><input type=\"checkbox\" name=\"edp_remember\" value=\"1\"> Ricordami<\/label><\/p><div class=\"edp-hp-wrap\" aria-hidden=\"true\" style=\"position:absolute !important;left:-10000px !important;top:auto !important;width:1px !important;height:1px !important;overflow:hidden !important;\"><label for=\"rgpd_company_optin\">Non compilare questo campo<\/label><input type=\"text\" id=\"rgpd_company_optin\" name=\"rgpd_company_optin\" value=\"\" tabindex=\"-1\" autocomplete=\"off\"><\/div><input type=\"hidden\" id=\"edp_login_nonce\" name=\"edp_login_nonce\" value=\"74cfbfe719\" \/><input type=\"hidden\" name=\"_wp_http_referer\" value=\"\/it\/wp-json\/wp\/v2\/pages\/19169\" \/><input type=\"hidden\" name=\"edp_action\" value=\"login\"><input type=\"hidden\" name=\"edp_return_url\" value=\"https:\/\/www.experts-du-patrimoine.fr\/it\/home\/il-mio-account\/\"><div class=\"cf-turnstile\" data-sitekey=\"0x4AAAAAAEZHsDInThclsvb4\" data-theme=\"light\" data-size=\"flexible\" data-action=\"edp_login\" style=\"margin:16px 0;\"><\/div><p><button type=\"submit\" style=\"padding:12px 16px;cursor:pointer;\">Accedi<\/button><\/p><\/form><br><a class=\"oublie\" href=\"#\">Recupera la password<\/a>  -  <a href=\"https:\/\/www.experts-du-patrimoine.fr\/inscriptions\/\">Iscrizioni<\/a><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4724196 e-con-full e-flex e-con e-child\" data-id=\"4724196\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dd24cba elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"dd24cba\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.experts-du-patrimoine.fr\/it\/evenements-gestion-de-patrimoine\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"800px\" height=\"800px\" viewBox=\"0 0 24 24\" fill=\"none\"><g id=\"SVGRepo_bgCarrier\" stroke-width=\"0\"><\/g><g id=\"SVGRepo_tracerCarrier\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/g><g id=\"SVGRepo_iconCarrier\"><path d=\"M7 14C7 13.4477 7.44772 13 8 13C8.55229 13 9 13.4477 9 14C9 14.5523 8.55229 15 8 15C7.44772 15 7 14.5523 7 14Z\" fill=\"#EDC540\"><\/path><path d=\"M8 17C7.44772 17 7 17.4477 7 18C7 18.5523 7.44772 19 8 19C8.55229 19 9 18.5523 9 18C9 17.4477 8.55229 17 8 17Z\" fill=\"#EDC540\"><\/path><path d=\"M11 14C11 13.4477 11.4477 13 12 13C12.5523 13 13 13.4477 13 14C13 14.5523 12.5523 15 12 15C11.4477 15 11 14.5523 11 14Z\" fill=\"#EDC540\"><\/path><path d=\"M12 17C11.4477 17 11 17.4477 11 18C11 18.5523 11.4477 19 12 19C12.5523 19 13 18.5523 13 18C13 17.4477 12.5523 17 12 17Z\" fill=\"#EDC540\"><\/path><path d=\"M15 14C15 13.4477 15.4477 13 16 13C16.5523 13 17 13.4477 17 14C17 14.5523 16.5523 15 16 15C15.4477 15 15 14.5523 15 14Z\" fill=\"#EDC540\"><\/path><path d=\"M16 17C15.4477 17 15 17.4477 15 18C15 18.5523 15.4477 19 16 19C16.5523 19 17 18.5523 17 18C17 17.4477 16.5523 17 16 17Z\" fill=\"#EDC540\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M6 2C6 1.44772 6.44772 1 7 1C7.55228 1 8 1.44772 8 2V3H16V2C16 1.44772 16.4477 1 17 1C17.5523 1 18 1.44772 18 2V3H19C20.6569 3 22 4.34315 22 6V20C22 21.6569 20.6569 23 19 23H5C3.34315 23 2 21.6569 2 20V6C2 4.34315 3.34315 3 5 3H6V2ZM16 5V6C16 6.55228 16.4477 7 17 7C17.5523 7 18 6.55228 18 6V5H19C19.5523 5 20 5.44772 20 6V9H4V6C4 5.44772 4.44772 5 5 5H6V6C6 6.55228 6.44772 7 7 7C7.55228 7 8 6.55228 8 6V5H16ZM4 11V20C4 20.5523 4.44772 21 5 21H19C19.5523 21 20 20.5523 20 20V11H4Z\" fill=\"#EDC540\"><\/path><\/g><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Eventi<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9c85144 elementor-grid-1 elementor-grid-tablet-1 elementor-grid-mobile_extra-1 elementor-grid-mobile-1 elementor-widget elementor-widget-loop-grid\" data-id=\"9c85144\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;template_id&quot;:19584,&quot;columns&quot;:1,&quot;columns_tablet&quot;:1,&quot;columns_mobile_extra&quot;:1,&quot;_skin&quot;:&quot;post&quot;,&quot;columns_mobile&quot;:&quot;1&quot;,&quot;edit_handle_selector&quot;:&quot;[data-elementor-type=\\&quot;loop-item\\&quot;]&quot;,&quot;row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;row_gap_widescreen&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;row_gap_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;row_gap_tablet_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;row_gap_mobile_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"loop-grid.post\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-loop-container elementor-grid\" role=\"list\">\n\t\t<style id=\"loop-19584\">.elementor-19584 .elementor-element.elementor-element-48daab2{--display:flex;--margin-top:0px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-widget-heading .elementor-heading-title{font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-weight:var( --e-global-typography-primary-font-weight );color:var( --e-global-color-primary );}.elementor-19584 .elementor-element.elementor-element-218df9a .elementor-heading-title{font-family:\"Roboto\", Sans-serif;font-size:16px;font-weight:400;line-height:20px;}.elementor-19584 .elementor-element.elementor-element-218df9a .elementor-heading-title a:hover, .elementor-19584 .elementor-element.elementor-element-218df9a .elementor-heading-title a:focus{color:var( --e-global-color-accent );}.elementor-19584 .elementor-element.elementor-element-218df9a{margin:0px 0px calc(var(--kit-widget-spacing, 0px) + 0px) 0px;padding:0px 0px 0px 0px;}.elementor-widget-post-info .elementor-icon-list-item:not(:last-child):after{border-color:var( --e-global-color-text );}.elementor-widget-post-info .elementor-icon-list-icon i{color:var( --e-global-color-primary );}.elementor-widget-post-info .elementor-icon-list-icon svg{fill:var( --e-global-color-primary );}.elementor-widget-post-info .elementor-icon-list-text, .elementor-widget-post-info .elementor-icon-list-text a{color:var( --e-global-color-secondary );}.elementor-widget-post-info .elementor-icon-list-item{font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-weight:var( --e-global-typography-text-font-weight );}.elementor-19584 .elementor-element.elementor-element-ad98db8 .elementor-icon-list-icon i{color:var( --e-global-color-accent 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.elementor-element.elementor-element-48daab2{--display:flex;--margin-top:0px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-widget-heading .elementor-heading-title{font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-weight:var( --e-global-typography-primary-font-weight );color:var( --e-global-color-primary );}.elementor-19584 .elementor-element.elementor-element-218df9a{margin:0px 0px calc(var(--kit-widget-spacing, 0px) + 0px) 0px;padding:0px 0px 0px 0px;}.elementor-19584 .elementor-element.elementor-element-218df9a .elementor-heading-title{font-family:\"Roboto\", Sans-serif;font-size:16px;font-weight:400;line-height:20px;}.elementor-19584 .elementor-element.elementor-element-218df9a .elementor-heading-title a:hover, .elementor-19584 .elementor-element.elementor-element-218df9a .elementor-heading-title a:focus{color:var( --e-global-color-accent );}.elementor-widget-post-info .elementor-icon-list-item:not(:last-child):after{border-color:var( --e-global-color-text );}.elementor-widget-post-info .elementor-icon-list-icon i{color:var( --e-global-color-primary );}.elementor-widget-post-info .elementor-icon-list-icon svg{fill:var( --e-global-color-primary );}.elementor-widget-post-info .elementor-icon-list-text, .elementor-widget-post-info .elementor-icon-list-text a{color:var( --e-global-color-secondary );}.elementor-widget-post-info .elementor-icon-list-item{font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-weight:var( --e-global-typography-text-font-weight );}.elementor-19584 .elementor-element.elementor-element-ad98db8{margin:10px 0px calc(var(--kit-widget-spacing, 0px) + 0px) 0px;}.elementor-19584 .elementor-element.elementor-element-ad98db8 .elementor-icon-list-icon i{color:var( --e-global-color-accent );font-size:14px;}.elementor-19584 .elementor-element.elementor-element-ad98db8 .elementor-icon-list-icon svg{fill:var( --e-global-color-accent );--e-icon-list-icon-size:14px;}.elementor-19584 .elementor-element.elementor-element-ad98db8 .elementor-icon-list-icon{width:14px;}.elementor-19584 .elementor-element.elementor-element-ad98db8 .elementor-icon-list-text, .elementor-19584 .elementor-element.elementor-element-ad98db8 .elementor-icon-list-text a{color:var( --e-global-color-text );}.elementor-19584 .elementor-element.elementor-element-ad98db8 .elementor-icon-list-item{font-family:\"Roboto\", Sans-serif;font-size:12px;font-weight:400;}<\/style>\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"19584\" class=\"elementor elementor-19584 elementor-7517 elementor-7517 elementor-7517 e-loop-item e-loop-item-20598 post-20598 sand_event type-sand_event status-publish hentry sand_event_cat-concours\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-48daab2 e-con-full e-flex e-con e-parent\" data-id=\"48daab2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-218df9a elementor-widget elementor-widget-heading\" data-id=\"218df9a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/www.experts-du-patrimoine.fr\/it\/evenements-gestion-de-patrimoine\/campionato-degli-esperti-del-patrimonio-2026\/\">Campionato degli Esperti del Patrimonio 2026<\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ad98db8 elementor-widget elementor-widget-post-info\" data-id=\"ad98db8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"post-info.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-inline-items elementor-icon-list-items elementor-post-info\">\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-66f768e elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"800px\" height=\"800px\" viewBox=\"0 0 24 24\" fill=\"none\"><g id=\"SVGRepo_bgCarrier\" stroke-width=\"0\"><\/g><g id=\"SVGRepo_tracerCarrier\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/g><g id=\"SVGRepo_iconCarrier\"><path d=\"M7 14C7 13.4477 7.44772 13 8 13C8.55229 13 9 13.4477 9 14C9 14.5523 8.55229 15 8 15C7.44772 15 7 14.5523 7 14Z\" fill=\"#EDC540\"><\/path><path d=\"M8 17C7.44772 17 7 17.4477 7 18C7 18.5523 7.44772 19 8 19C8.55229 19 9 18.5523 9 18C9 17.4477 8.55229 17 8 17Z\" fill=\"#EDC540\"><\/path><path d=\"M11 14C11 13.4477 11.4477 13 12 13C12.5523 13 13 13.4477 13 14C13 14.5523 12.5523 15 12 15C11.4477 15 11 14.5523 11 14Z\" fill=\"#EDC540\"><\/path><path d=\"M12 17C11.4477 17 11 17.4477 11 18C11 18.5523 11.4477 19 12 19C12.5523 19 13 18.5523 13 18C13 17.4477 12.5523 17 12 17Z\" fill=\"#EDC540\"><\/path><path d=\"M15 14C15 13.4477 15.4477 13 16 13C16.5523 13 17 13.4477 17 14C17 14.5523 16.5523 15 16 15C15.4477 15 15 14.5523 15 14Z\" fill=\"#EDC540\"><\/path><path d=\"M16 17C15.4477 17 15 17.4477 15 18C15 18.5523 15.4477 19 16 19C16.5523 19 17 18.5523 17 18C17 17.4477 16.5523 17 16 17Z\" fill=\"#EDC540\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M6 2C6 1.44772 6.44772 1 7 1C7.55228 1 8 1.44772 8 2V3H16V2C16 1.44772 16.4477 1 17 1C17.5523 1 18 1.44772 18 2V3H19C20.6569 3 22 4.34315 22 6V20C22 21.6569 20.6569 23 19 23H5C3.34315 23 2 21.6569 2 20V6C2 4.34315 3.34315 3 5 3H6V2ZM16 5V6C16 6.55228 16.4477 7 17 7C17.5523 7 18 6.55228 18 6V5H19C19.5523 5 20 5.44772 20 6V9H4V6C4 5.44772 4.44772 5 5 5H6V6C6 6.55228 6.44772 7 7 7C7.55228 7 8 6.55228 8 6V5H16ZM4 11V20C4 20.5523 4.44772 21 5 21H19C19.5523 21 20 20.5523 20 20V11H4Z\" fill=\"#EDC540\"><\/path><\/g><\/svg>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-custom\">\n\t\t\t\t\t\t\t\t\t\t02\/02\/2026\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-0e30b1f elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"800px\" height=\"800px\" viewBox=\"0 0 24 24\" fill=\"none\"><g id=\"SVGRepo_bgCarrier\" stroke-width=\"0\"><\/g><g id=\"SVGRepo_tracerCarrier\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/g><g id=\"SVGRepo_iconCarrier\"><path d=\"M7 14C7 13.4477 7.44772 13 8 13C8.55229 13 9 13.4477 9 14C9 14.5523 8.55229 15 8 15C7.44772 15 7 14.5523 7 14Z\" fill=\"#EDC540\"><\/path><path d=\"M8 17C7.44772 17 7 17.4477 7 18C7 18.5523 7.44772 19 8 19C8.55229 19 9 18.5523 9 18C9 17.4477 8.55229 17 8 17Z\" fill=\"#EDC540\"><\/path><path d=\"M11 14C11 13.4477 11.4477 13 12 13C12.5523 13 13 13.4477 13 14C13 14.5523 12.5523 15 12 15C11.4477 15 11 14.5523 11 14Z\" fill=\"#EDC540\"><\/path><path d=\"M12 17C11.4477 17 11 17.4477 11 18C11 18.5523 11.4477 19 12 19C12.5523 19 13 18.5523 13 18C13 17.4477 12.5523 17 12 17Z\" fill=\"#EDC540\"><\/path><path d=\"M15 14C15 13.4477 15.4477 13 16 13C16.5523 13 17 13.4477 17 14C17 14.5523 16.5523 15 16 15C15.4477 15 15 14.5523 15 14Z\" fill=\"#EDC540\"><\/path><path d=\"M16 17C15.4477 17 15 17.4477 15 18C15 18.5523 15.4477 19 16 19C16.5523 19 17 18.5523 17 18C17 17.4477 16.5523 17 16 17Z\" fill=\"#EDC540\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M6 2C6 1.44772 6.44772 1 7 1C7.55228 1 8 1.44772 8 2V3H16V2C16 1.44772 16.4477 1 17 1C17.5523 1 18 1.44772 18 2V3H19C20.6569 3 22 4.34315 22 6V20C22 21.6569 20.6569 23 19 23H5C3.34315 23 2 21.6569 2 20V6C2 4.34315 3.34315 3 5 3H6V2ZM16 5V6C16 6.55228 16.4477 7 17 7C17.5523 7 18 6.55228 18 6V5H19C19.5523 5 20 5.44772 20 6V9H4V6C4 5.44772 4.44772 5 5 5H6V6C6 6.55228 6.44772 7 7 7C7.55228 7 8 6.55228 8 6V5H16ZM4 11V20C4 20.5523 4.44772 21 5 21H19C19.5523 21 20 20.5523 20 20V11H4Z\" fill=\"#EDC540\"><\/path><\/g><\/svg>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-custom\">\n\t\t\t\t\t\t\t\t\t\t13\/01\/2027\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-e0a1266 elementor-inline-item\" itemprop=\"about\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-terms\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-post-info__terms-list\">\n\t\t\t\t<span class=\"elementor-post-info__terms-list-item\">Concours<\/span>\t\t\t\t<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"19584\" class=\"elementor elementor-19584 elementor-7517 elementor-7517 elementor-7517 e-loop-item e-loop-item-20593 post-20593 sand_event type-sand_event status-publish hentry sand_event_cat-salon\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-48daab2 e-con-full e-flex e-con e-parent\" data-id=\"48daab2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-218df9a elementor-widget elementor-widget-heading\" data-id=\"218df9a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/www.experts-du-patrimoine.fr\/it\/evenements-gestion-de-patrimoine\/am-tech-day-2026\/\">AM TECH DAY 2026<\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ad98db8 elementor-widget elementor-widget-post-info\" data-id=\"ad98db8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"post-info.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-inline-items elementor-icon-list-items elementor-post-info\">\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-66f768e elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"800px\" height=\"800px\" viewBox=\"0 0 24 24\" fill=\"none\"><g id=\"SVGRepo_bgCarrier\" stroke-width=\"0\"><\/g><g id=\"SVGRepo_tracerCarrier\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/g><g id=\"SVGRepo_iconCarrier\"><path d=\"M7 14C7 13.4477 7.44772 13 8 13C8.55229 13 9 13.4477 9 14C9 14.5523 8.55229 15 8 15C7.44772 15 7 14.5523 7 14Z\" fill=\"#EDC540\"><\/path><path d=\"M8 17C7.44772 17 7 17.4477 7 18C7 18.5523 7.44772 19 8 19C8.55229 19 9 18.5523 9 18C9 17.4477 8.55229 17 8 17Z\" fill=\"#EDC540\"><\/path><path d=\"M11 14C11 13.4477 11.4477 13 12 13C12.5523 13 13 13.4477 13 14C13 14.5523 12.5523 15 12 15C11.4477 15 11 14.5523 11 14Z\" fill=\"#EDC540\"><\/path><path d=\"M12 17C11.4477 17 11 17.4477 11 18C11 18.5523 11.4477 19 12 19C12.5523 19 13 18.5523 13 18C13 17.4477 12.5523 17 12 17Z\" fill=\"#EDC540\"><\/path><path d=\"M15 14C15 13.4477 15.4477 13 16 13C16.5523 13 17 13.4477 17 14C17 14.5523 16.5523 15 16 15C15.4477 15 15 14.5523 15 14Z\" fill=\"#EDC540\"><\/path><path d=\"M16 17C15.4477 17 15 17.4477 15 18C15 18.5523 15.4477 19 16 19C16.5523 19 17 18.5523 17 18C17 17.4477 16.5523 17 16 17Z\" fill=\"#EDC540\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M6 2C6 1.44772 6.44772 1 7 1C7.55228 1 8 1.44772 8 2V3H16V2C16 1.44772 16.4477 1 17 1C17.5523 1 18 1.44772 18 2V3H19C20.6569 3 22 4.34315 22 6V20C22 21.6569 20.6569 23 19 23H5C3.34315 23 2 21.6569 2 20V6C2 4.34315 3.34315 3 5 3H6V2ZM16 5V6C16 6.55228 16.4477 7 17 7C17.5523 7 18 6.55228 18 6V5H19C19.5523 5 20 5.44772 20 6V9H4V6C4 5.44772 4.44772 5 5 5H6V6C6 6.55228 6.44772 7 7 7C7.55228 7 8 6.55228 8 6V5H16ZM4 11V20C4 20.5523 4.44772 21 5 21H19C19.5523 21 20 20.5523 20 20V11H4Z\" fill=\"#EDC540\"><\/path><\/g><\/svg>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item 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class=\"elementor-post-info__terms-list-item\">Salon<\/span>\t\t\t\t<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"19584\" class=\"elementor elementor-19584 elementor-7517 elementor-7517 elementor-7517 e-loop-item e-loop-item-20601 post-20601 sand_event type-sand_event status-publish hentry sand_event_cat-salon\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-48daab2 e-con-full e-flex e-con e-parent\" data-id=\"48daab2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-218df9a elementor-widget elementor-widget-heading\" data-id=\"218df9a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/www.experts-du-patrimoine.fr\/it\/evenements-gestion-de-patrimoine\/salone-del-condominio-e-dellabitare-2026\/\">Salone del Condominio e dell&#8217;Abitare 2026<\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ad98db8 elementor-widget elementor-widget-post-info\" data-id=\"ad98db8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"post-info.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-inline-items elementor-icon-list-items elementor-post-info\">\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-66f768e elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"800px\" height=\"800px\" viewBox=\"0 0 24 24\" fill=\"none\"><g id=\"SVGRepo_bgCarrier\" stroke-width=\"0\"><\/g><g id=\"SVGRepo_tracerCarrier\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/g><g id=\"SVGRepo_iconCarrier\"><path d=\"M7 14C7 13.4477 7.44772 13 8 13C8.55229 13 9 13.4477 9 14C9 14.5523 8.55229 15 8 15C7.44772 15 7 14.5523 7 14Z\" fill=\"#EDC540\"><\/path><path d=\"M8 17C7.44772 17 7 17.4477 7 18C7 18.5523 7.44772 19 8 19C8.55229 19 9 18.5523 9 18C9 17.4477 8.55229 17 8 17Z\" fill=\"#EDC540\"><\/path><path d=\"M11 14C11 13.4477 11.4477 13 12 13C12.5523 13 13 13.4477 13 14C13 14.5523 12.5523 15 12 15C11.4477 15 11 14.5523 11 14Z\" fill=\"#EDC540\"><\/path><path d=\"M12 17C11.4477 17 11 17.4477 11 18C11 18.5523 11.4477 19 12 19C12.5523 19 13 18.5523 13 18C13 17.4477 12.5523 17 12 17Z\" fill=\"#EDC540\"><\/path><path d=\"M15 14C15 13.4477 15.4477 13 16 13C16.5523 13 17 13.4477 17 14C17 14.5523 16.5523 15 16 15C15.4477 15 15 14.5523 15 14Z\" fill=\"#EDC540\"><\/path><path d=\"M16 17C15.4477 17 15 17.4477 15 18C15 18.5523 15.4477 19 16 19C16.5523 19 17 18.5523 17 18C17 17.4477 16.5523 17 16 17Z\" fill=\"#EDC540\"><\/path><path 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15 15 14.5523 15 14Z\" fill=\"#EDC540\"><\/path><path d=\"M16 17C15.4477 17 15 17.4477 15 18C15 18.5523 15.4477 19 16 19C16.5523 19 17 18.5523 17 18C17 17.4477 16.5523 17 16 17Z\" fill=\"#EDC540\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M6 2C6 1.44772 6.44772 1 7 1C7.55228 1 8 1.44772 8 2V3H16V2C16 1.44772 16.4477 1 17 1C17.5523 1 18 1.44772 18 2V3H19C20.6569 3 22 4.34315 22 6V20C22 21.6569 20.6569 23 19 23H5C3.34315 23 2 21.6569 2 20V6C2 4.34315 3.34315 3 5 3H6V2ZM16 5V6C16 6.55228 16.4477 7 17 7C17.5523 7 18 6.55228 18 6V5H19C19.5523 5 20 5.44772 20 6V9H4V6C4 5.44772 4.44772 5 5 5H6V6C6 6.55228 6.44772 7 7 7C7.55228 7 8 6.55228 8 6V5H16ZM4 11V20C4 20.5523 4.44772 21 5 21H19C19.5523 21 20 20.5523 20 20V11H4Z\" fill=\"#EDC540\"><\/path><\/g><\/svg>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-custom\">\n\t\t\t\t\t\t\t\t\t\t05\/11\/2026\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-e0a1266 elementor-inline-item\" itemprop=\"about\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-terms\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-post-info__terms-list\">\n\t\t\t\t<span class=\"elementor-post-info__terms-list-item\">Salon<\/span>\t\t\t\t<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f8582b0 elementor-widget__width-auto track-championnat elementor-widget elementor-widget-button\" data-id=\"f8582b0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.experts-du-patrimoine.fr\/it\/evenements-gestion-de-patrimoine\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-circle-right\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8c137 0 248 111 248 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src=\"https:\/\/www.experts-du-patrimoine.fr\/wp-content\/uploads\/2025\/12\/google_preferred_source_badge_light_FR.png\" class=\"attachment-large size-large wp-image-19539\" alt=\"\" srcset=\"https:\/\/www.experts-du-patrimoine.fr\/wp-content\/uploads\/2025\/12\/google_preferred_source_badge_light_FR.png 338w, https:\/\/www.experts-du-patrimoine.fr\/wp-content\/uploads\/2025\/12\/google_preferred_source_badge_light_FR-300x94.png 300w\" sizes=\"(max-width: 338px) 100vw, 338px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>La gestione patrimoniale raggruppa l&#8217;insieme delle strategie che permettono di organizzare, sviluppare, proteggere e trasmettere il proprio patrimonio nel corso della vita. Questa sezione ti propone guide pratiche, definizioni, consigli e strumenti per comprendere meglio le grandi sfide patrimoniali, che si tratti di risparmio, investimento, fiscalit\u00e0, pensione o trasmissione. Potrai anche identificare i professionisti pi\u00f9 adatti per accompagnarti nell&#8217;attuazione della tua strategia patrimoniale.  <\/p>\n","protected":false},"author":1,"featured_media":19170,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_theme","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-19169","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Gestione patrimoniale: definizione, strategie e directory di esperti<\/title>\n<meta name=\"description\" content=\"Scopri cos&#039;\u00e8 la gestione patrimoniale, le strategie di ottimizzazione finanziaria e come trovare un esperto in gestione patrimoniale.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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