{"id":20672,"date":"2026-01-04T15:32:14","date_gmt":"2026-01-04T14:32:14","guid":{"rendered":"https:\/\/www.experts-du-patrimoine.fr\/balance-patrimonial-gratuito-analice-y-optimice-su-patrimonio\/"},"modified":"2026-10-04T12:29:04","modified_gmt":"2026-10-04T11:29:04","slug":"balance-patrimonial-gratuito-analice-y-optimice-su-patrimonio","status":"publish","type":"page","link":"https:\/\/www.experts-du-patrimoine.fr\/es\/balance-patrimonial-gratuito-analice-y-optimice-su-patrimonio\/","title":{"rendered":"Balance patrimonial gratuito: analice y optimice su patrimonio"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"20672\" class=\"elementor elementor-20672 elementor-7041\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8b69bab e-con-full e-flex e-con e-parent\" data-id=\"8b69bab\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5760afc 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data-elementor-post-type=\"elementor_library\">\n\t\t\t<div class=\"elementor-element elementor-element-b22c9cc e-flex e-con-boxed e-con e-parent\" data-id=\"b22c9cc\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2abb689 elementor-widget__width-initial h1-principal-enrichi elementor-widget elementor-widget-heading\" data-id=\"2abb689\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><span style=\"color: #edc540\">Balance patrimonial gratuito<\/span>: analice y optimice su patrimonio<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-84fe2bc elementor-widget__width-initial afficher-si-titre-vide titre-blanc elementor-widget elementor-widget-heading\" data-id=\"84fe2bc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Balance patrimonial gratuito: analice y optimice su patrimonio<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dbf2678 elementor-widget__width-initial edp-synthese elementor-widget elementor-widget-text-editor\" data-id=\"dbf2678\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tRealice gratis su balance patrimonial online y obtenga una primera visi\u00f3n de su situaci\u00f3n financiera, fiscal y patrimonial. En pocos minutos, nuestra herramienta analiza su patrimonio, identifica sus puntos de vigilancia y pone de relieve v\u00edas de optimizaci\u00f3n adaptadas a sus objetivos, ya sea preparar su jubilaci\u00f3n, invertir, reducir su fiscalidad u organizar su transmisi\u00f3n. \t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-90c6db1 bloc-a-masquer elementor-widget elementor-widget-heading\" data-id=\"90c6db1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Actualizado en octubre 2026 \u2014 Redacci\u00f3n <a href=\"https:\/\/www.experts-du-patrimoine.fr\/es\/inicio\/acerca-de\/\"><span style=\"color:#F0CD51FF\">Les Experts du Patrimoine<\/span><\/a><\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-22b2dd4 elementor-widget elementor-widget-breadcrumbs\" data-id=\"22b2dd4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"breadcrumbs.default\">\n\t\t\t\t\t<p id=\"breadcrumbs\"><span><span><a href=\"https:\/\/www.experts-du-patrimoine.fr\/es\/\">Inicio<\/a><\/span><\/span><\/p>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"unlimited-elements-background-overlay\" data-forid=\"b22c9cc\" data-location=\"back\" style=\"display:none\">\n\t\t\t<template>\n\t\t\t<!-- start Masks &amp; 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Ofrece una visi\u00f3n global de sus activos y permite identificar palancas de optimizaci\u00f3n a menudo pasadas por alto. <\/strong><\/p><p>Un balance patrimonial no se limita a una simple fotograf\u00eda de sus activos. Se enmarca en un enfoque de ingenier\u00eda patrimonial global, que integra fiscalidad, transmisi\u00f3n, estructuraci\u00f3n de las inversiones y objetivos de vida. Tanto si desea preparar su jubilaci\u00f3n, reducir su fiscalidad o mejorar el rendimiento de sus inversiones, realizar un balance patrimonial es un paso esencial para tomar las decisiones adecuadas.  <\/p><p>En pocos minutos, acceda a un primer an\u00e1lisis personalizado e identifique las acciones concretas que debe poner en marcha para mejorar su situaci\u00f3n.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4923d6f e-con-full e-flex e-con e-child\" data-id=\"4923d6f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4bef0a5 elementor-widget elementor-widget-heading\" data-id=\"4bef0a5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Un balance online, gratuito y sin compromiso<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4940c4b elementor-widget elementor-widget-text-editor\" data-id=\"4940c4b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>El objetivo es simple: <strong>ofrecerle una visi\u00f3n clara de su situaci\u00f3n y orientarle hacia las mejores soluciones, sin compromiso<\/strong>. <span style=\"font-size: 1rem;\">Las recomendaciones derivadas de este balance pueden, posteriormente, afinarse con un profesional de la gesti\u00f3n patrimonial, presente en <a href=\"https:\/\/www.experts-du-patrimoine.fr\/es\/empresas\/\">nuestra plataforma<\/a>.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-194559c e-con-full e-flex e-con e-child\" data-id=\"194559c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-24abe9a elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"24abe9a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">El resumen de su patrimonio<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Su nivel de estructuraci\u00f3n patrimonial<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Los puntos fuertes de su patrimonio<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0a54d9e elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"0a54d9e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Los puntos de vigilancia<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Los ejes prioritarios<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">V\u00edas de soluci\u00f3n<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dfad4da elementor-widget elementor-widget-shortcode\" data-id=\"dfad4da\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\t\t<div class=\"sand-audit-wrap\">\n\t\t\t<div class=\"sand-audit-card\">\n\t\t\t\t<div class=\"sand-audit-head\">\n\t\t\t\t\t<h2 style=\"color:#fff!important;\">5 minutes pour r\u00e9aliser votre bilan patrimonial<\/h2>\n\t\t\t\t\t<p>Obtenez une premi\u00e8re synth\u00e8se personnalis\u00e9e de votre situation patrimoniale, de vos points forts, de vos axes d\u2019optimisation et de vos priorit\u00e9s d\u2019action. Gratuit, confidentiel et sans engagement.<\/p>\n\t\t\t\t\t<div class=\"sand-audit-progress\">\n\t\t\t\t\t\t<div class=\"sand-audit-progress-bar\"><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t\t\t<div class=\"sand-audit-body\">\n\t\t\t\t\t<form class=\"sand-audit-form\">\n\t\t\t\t\t\t<div aria-hidden=\"true\" style=\"position:absolute !important;left:-10000px !important;top:auto !important;width:1px !important;height:1px !important;overflow:hidden !important;\"><label for=\"rgpd_company_optin\">Ne pas remplir ce champ<\/label><input type=\"text\" id=\"rgpd_company_optin\" name=\"rgpd_company_optin\" value=\"\" tabindex=\"-1\" autocomplete=\"off\" autocorrect=\"off\" autocapitalize=\"off\" spellcheck=\"false\"><\/div>                        \t\t\t\t\t\t<div class=\"sand-audit-step is-active\">\n\t\t\t\t\t\t\t<h3>Votre situation personnelle<\/h3>\n\t\t\t\t\t\t\t<div class=\"sand-audit-grid\">\n\t\t\t\t\t\t\t\t<div class=\"sand-audit-field full\">\n\t\t\t\t\t\t\t\t\t<label class=\"sand-audit-choice\">\n\t\t\t\t\t\t\t\t\t\t<input type=\"checkbox\" id=\"is_anonymous\" name=\"is_anonymous\" value=\"1\">\n\t\t\t\t\t\t\t\t\t\t<span>Je souhaite r\u00e9aliser ce bilan de fa\u00e7on anonyme<\/span>\n\t\t\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t<div class=\"sand-audit-note\">\n\t\t\t\t\t\t\t\t\t\tDans ce cas, seul votre email sera utilis\u00e9 pour cr\u00e9er votre espace priv\u00e9 et vous permettre de retrouver votre bilan.\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t<div class=\"sand-audit-field sand-identity-field\">\n\t\t\t\t\t\t\t\t\t<label for=\"first_name\">Pr\u00e9nom *<\/label>\n\t\t\t\t\t\t\t\t\t<input type=\"text\" id=\"first_name\" name=\"first_name\" data-required=\"1\">\n\t\t\t\t\t\t\t\t\t<div class=\"sand-audit-error\">Ce champ est obligatoire.<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t<div class=\"sand-audit-field sand-identity-field\">\n\t\t\t\t\t\t\t\t\t<label for=\"last_name\">Nom *<\/label>\n\t\t\t\t\t\t\t\t\t<input type=\"text\" id=\"last_name\" name=\"last_name\" data-required=\"1\">\n\t\t\t\t\t\t\t\t\t<div class=\"sand-audit-error\">Ce champ est obligatoire.<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t<div class=\"sand-audit-field\">\n\t\t\t\t\t\t\t\t\t<label for=\"email\">Email *<\/label>\n\t\t\t\t\t\t\t\t\t<input type=\"email\" id=\"email\" name=\"email\" data-required=\"1\" value=\"\">\n\t\t\t\t\t\t\t\t\t<div class=\"sand-audit-error\">Ce champ est obligatoire.<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"sand-audit-email-alert\" style=\"display:none;color:#b91c1c;font-size:13px;margin-top:6px;\"><\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t<div class=\"sand-audit-field sand-phone-field\">\n\t\t\t\t\t\t\t\t\t<label for=\"phone\">T\u00e9l\u00e9phone<\/label>\n\t\t\t\t\t\t\t\t\t<input type=\"text\" id=\"phone\" name=\"phone\">\n\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t<div class=\"sand-audit-field\">\n\t\t\t\t\t\t\t\t\t<label for=\"city\">Ville<\/label>\n\t\t\t\t\t\t\t\t\t<input type=\"text\" id=\"city\" name=\"city\">\n\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t<div class=\"sand-audit-field\">\n\t\t\t\t\t\t\t\t\t<label for=\"age_range\">Tranche d\u2019\u00e2ge *<\/label>\n\t\t\t\t\t\t\t\t\t<select id=\"age_range\" name=\"age_range\" data-required=\"1\">\n\t\t\t\t\t\t\t\t\t\t<option value=\"\">S\u00e9lectionner<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"18_29\">18-29 ans<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"30_39\">30-39 ans<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"40_49\">40-49 ans<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"50_59\">50-59 ans<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"60_69\">60-69 ans<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"70_plus\">70 ans et plus<\/option>\n\t\t\t\t\t\t\t\t\t<\/select>\n\t\t\t\t\t\t\t\t\t<div class=\"sand-audit-error\">Ce champ est obligatoire.<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t<div class=\"sand-audit-field\">\n\t\t\t\t\t\t\t\t\t<label for=\"marital_status\">Situation familiale *<\/label>\n\t\t\t\t\t\t\t\t\t<select id=\"marital_status\" name=\"marital_status\" data-required=\"1\">\n\t\t\t\t\t\t\t\t\t\t<option value=\"\">S\u00e9lectionner<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"single\">C\u00e9libataire<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"couple\">En couple \/ mari\u00e9(e) \/ pacs\u00e9(e)<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"divorced\">Divorc\u00e9(e) \/ s\u00e9par\u00e9(e)<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"widowed\">Veuf \/ veuve<\/option>\n\t\t\t\t\t\t\t\t\t<\/select>\n\t\t\t\t\t\t\t\t\t<div class=\"sand-audit-error\">Ce champ est obligatoire.<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t<div class=\"sand-audit-field\">\n\t\t\t\t\t\t\t\t\t<label for=\"children_count\">Nombre d\u2019enfants<\/label>\n\t\t\t\t\t\t\t\t\t<select id=\"children_count\" name=\"children_count\">\n\t\t\t\t\t\t\t\t\t\t<option value=\"0\">0<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"1\">1<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"2\">2<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"3\">3<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"4_plus\">4 et plus<\/option>\n\t\t\t\t\t\t\t\t\t<\/select>\n\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t<div class=\"sand-audit-field\">\n\t\t\t\t\t\t\t\t\t<label for=\"professional_status\">Situation professionnelle *<\/label>\n\t\t\t\t\t\t\t\t\t<select id=\"professional_status\" name=\"professional_status\" data-required=\"1\">\n\t\t\t\t\t\t\t\t\t\t<option value=\"\">S\u00e9lectionner<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"employee\">Salari\u00e9(e)<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"self_employed\">Ind\u00e9pendant \/ dirigeant<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"liberal\">Profession lib\u00e9rale<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"retired\">Retrait\u00e9(e)<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"other\">Autre<\/option>\n\t\t\t\t\t\t\t\t\t<\/select>\n\t\t\t\t\t\t\t\t\t<div class=\"sand-audit-error\">Ce champ est obligatoire.<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"sand-audit-actions\">\n\t\t\t\t\t\t\t\t<span><\/span>\n\t\t\t\t\t\t\t\t<button class=\"sand-audit-btn sand-audit-btn-primary sand-next-step\">Continuer<\/button>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t<div class=\"sand-audit-step\">\n\t\t\t\t\t\t\t<h3>Revenus, capacit\u00e9 d\u2019\u00e9pargne et dettes<\/h3>\n\t\t\t\t\t\t\t<div class=\"sand-audit-grid\">\n\t\t\t\t\t\t\t\t<div class=\"sand-audit-field\">\n\t\t\t\t\t\t\t\t\t<label for=\"annual_income\">Revenus nets annuels du foyer *<\/label>\n\t\t\t\t\t\t\t\t\t<select id=\"annual_income\" name=\"annual_income\" data-required=\"1\">\n\t\t\t\t\t\t\t\t\t\t<option value=\"\">S\u00e9lectionner<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"lt_30000\">Moins de 30 000 \u20ac<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"30_60\">30 000 \u20ac \u00e0 60 000 \u20ac<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"60_100\">60 000 \u20ac \u00e0 100 000 \u20ac<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"100_200\">100 000 \u20ac \u00e0 200 000 \u20ac<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"gt_200\">Plus de 200 000 \u20ac<\/option>\n\t\t\t\t\t\t\t\t\t<\/select>\n\t\t\t\t\t\t\t\t\t<div class=\"sand-audit-error\">Ce champ est obligatoire.<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t<div class=\"sand-audit-field\">\n\t\t\t\t\t\t\t\t\t<label for=\"monthly_saving_capacity\">Capacit\u00e9 d\u2019\u00e9pargne mensuelle *<\/label>\n\t\t\t\t\t\t\t\t\t<select id=\"monthly_saving_capacity\" name=\"monthly_saving_capacity\" data-required=\"1\">\n\t\t\t\t\t\t\t\t\t\t<option value=\"\">S\u00e9lectionner<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"0\">Aucune<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"lt_300\">Moins de 300 \u20ac<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"300_1000\">300 \u20ac \u00e0 1 000 \u20ac<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"1000_3000\">1 000 \u20ac \u00e0 3 000 \u20ac<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"gt_3000\">Plus de 3 000 \u20ac<\/option>\n\t\t\t\t\t\t\t\t\t<\/select>\n\t\t\t\t\t\t\t\t\t<div class=\"sand-audit-error\">Ce champ est obligatoire.<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t<div class=\"sand-audit-field\">\n\t\t\t\t\t\t\t\t\t<label for=\"cash_reserve_months\">\u00c9pargne de pr\u00e9caution disponible *<\/label>\n\t\t\t\t\t\t\t\t\t<select id=\"cash_reserve_months\" name=\"cash_reserve_months\" data-required=\"1\">\n\t\t\t\t\t\t\t\t\t\t<option value=\"\">S\u00e9lectionner<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"0_1\">Moins d\u20191 mois de d\u00e9penses<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"1_3\">1 \u00e0 3 mois<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"3_6\">3 \u00e0 6 mois<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"6_plus\">Plus de 6 mois<\/option>\n\t\t\t\t\t\t\t\t\t<\/select>\n\t\t\t\t\t\t\t\t\t<div class=\"sand-audit-error\">Ce champ est obligatoire.<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t<div class=\"sand-audit-field\">\n\t\t\t\t\t\t\t\t\t<label for=\"debt_level\">Niveau d\u2019endettement global *<\/label>\n\t\t\t\t\t\t\t\t\t<select id=\"debt_level\" name=\"debt_level\" data-required=\"1\">\n\t\t\t\t\t\t\t\t\t\t<option value=\"\">S\u00e9lectionner<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"none\">Aucun<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"moderate\">Mod\u00e9r\u00e9<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"significant\">Significatif<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"high\">\u00c9lev\u00e9<\/option>\n\t\t\t\t\t\t\t\t\t<\/select>\n\t\t\t\t\t\t\t\t\t<div class=\"sand-audit-error\">Ce champ est obligatoire.<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"sand-audit-actions\">\n\t\t\t\t\t\t\t\t<button class=\"sand-audit-btn sand-audit-btn-secondary sand-prev-step\">Retour<\/button>\n\t\t\t\t\t\t\t\t<button class=\"sand-audit-btn sand-audit-btn-primary sand-next-step\">Continuer<\/button>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t<div class=\"sand-audit-step\">\n\t\t\t\t\t\t\t<h3>Composition de votre patrimoine<\/h3>\n\t\t\t\t\t\t\t<div class=\"sand-audit-grid\">\n\t\t\t\t\t\t\t\t<div class=\"sand-audit-field\">\n\t\t\t\t\t\t\t\t\t<label for=\"total_patrimony\">Valeur estim\u00e9e de votre patrimoine brut *<\/label>\n\t\t\t\t\t\t\t\t\t<select id=\"total_patrimony\" name=\"total_patrimony\" data-required=\"1\">\n\t\t\t\t\t\t\t\t\t\t<option value=\"\">S\u00e9lectionner<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"lt_50000\">Moins de 50 000 \u20ac<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"50_200\">50 000 \u20ac \u00e0 200 000 \u20ac<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"200_500\">200 000 \u20ac \u00e0 500 000 \u20ac<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"500_1000\">500 000 \u20ac \u00e0 1 M\u20ac<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"1_3m\">1 M\u20ac \u00e0 3 M\u20ac<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"gt_3m\">Plus de 3 M\u20ac<\/option>\n\t\t\t\t\t\t\t\t\t<\/select>\n\t\t\t\t\t\t\t\t\t<div class=\"sand-audit-error\">Ce champ est obligatoire.<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t<div class=\"sand-audit-field\">\n\t\t\t\t\t\t\t\t\t<label for=\"real_estate_share\">Part de l\u2019immobilier dans votre patrimoine *<\/label>\n\t\t\t\t\t\t\t\t\t<select id=\"real_estate_share\" name=\"real_estate_share\" data-required=\"1\">\n\t\t\t\t\t\t\t\t\t\t<option value=\"\">S\u00e9lectionner<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"0\">0 %<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"lt_25\">Moins de 25 %<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"25_50\">25 % \u00e0 50 %<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"50_75\">50 % \u00e0 75 %<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"gt_75\">Plus de 75 %<\/option>\n\t\t\t\t\t\t\t\t\t<\/select>\n\t\t\t\t\t\t\t\t\t<div class=\"sand-audit-error\">Ce champ est obligatoire.<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t<div class=\"sand-audit-field\">\n\t\t\t\t\t\t\t\t\t<label for=\"financial_assets_share\">Part des actifs financiers *<\/label>\n\t\t\t\t\t\t\t\t\t<select id=\"financial_assets_share\" name=\"financial_assets_share\" data-required=\"1\">\n\t\t\t\t\t\t\t\t\t\t<option value=\"\">S\u00e9lectionner<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"0\">0 %<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"lt_10\">Moins de 10 %<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"10_25\">10 % \u00e0 25 %<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"25_50\">25 % \u00e0 50 %<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"gt_50\">Plus de 50 %<\/option>\n\t\t\t\t\t\t\t\t\t<\/select>\n\t\t\t\t\t\t\t\t\t<div class=\"sand-audit-error\">Ce champ est obligatoire.<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t<div class=\"sand-audit-field\">\n\t\t\t\t\t\t\t\t\t<label for=\"ownership_structure\">Mode de d\u00e9tention principal *<\/label>\n\t\t\t\t\t\t\t\t\t<select id=\"ownership_structure\" name=\"ownership_structure\" data-required=\"1\">\n\t\t\t\t\t\t\t\t\t\t<option value=\"\">S\u00e9lectionner<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"personal\">Principalement en nom propre<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"company\">Via soci\u00e9t\u00e9 \/ holding<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"mixed\">Mixte<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"unknown\">Je ne sais pas vraiment<\/option>\n\t\t\t\t\t\t\t\t\t<\/select>\n\t\t\t\t\t\t\t\t\t<div class=\"sand-audit-error\">Ce champ est obligatoire.<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"sand-audit-actions\">\n\t\t\t\t\t\t\t\t<button class=\"sand-audit-btn sand-audit-btn-secondary sand-prev-step\">Retour<\/button>\n\t\t\t\t\t\t\t\t<button class=\"sand-audit-btn sand-audit-btn-primary sand-next-step\">Continuer<\/button>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t<div class=\"sand-audit-step\">\n\t\t\t\t\t\t\t<h3>Vos objectifs patrimoniaux<\/h3>\n\t\t\t\t\t\t\t<div class=\"sand-audit-grid\">\n\t\t\t\t\t\t\t\t<div class=\"sand-audit-field full\">\n\t\t\t\t\t\t\t\t\t<label for=\"main_goal\">Objectif principal *<\/label>\n\t\t\t\t\t\t\t\t\t<select id=\"main_goal\" name=\"main_goal\" data-required=\"1\">\n\t\t\t\t\t\t\t\t\t\t<option value=\"\">S\u00e9lectionner<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"grow\">D\u00e9velopper mon patrimoine<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"retirement\">Pr\u00e9parer ma retraite<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"tax\">R\u00e9duire ma pression fiscale<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"income\">G\u00e9n\u00e9rer des revenus compl\u00e9mentaires<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"transmission\">Pr\u00e9parer la transmission<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"protect\">Prot\u00e9ger ma famille \/ mon conjoint<\/option>\n\t\t\t\t\t\t\t\t\t<\/select>\n\t\t\t\t\t\t\t\t\t<div class=\"sand-audit-error\">Ce champ est obligatoire.<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t<div class=\"sand-audit-field\">\n\t\t\t\t\t\t\t\t\t<label for=\"investment_horizon\">Horizon de placement *<\/label>\n\t\t\t\t\t\t\t\t\t<select id=\"investment_horizon\" name=\"investment_horizon\" data-required=\"1\">\n\t\t\t\t\t\t\t\t\t\t<option value=\"\">S\u00e9lectionner<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"lt_3\">Moins de 3 ans<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"3_8\">3 \u00e0 8 ans<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"8_15\">8 \u00e0 15 ans<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"gt_15\">Plus de 15 ans<\/option>\n\t\t\t\t\t\t\t\t\t<\/select>\n\t\t\t\t\t\t\t\t\t<div class=\"sand-audit-error\">Ce champ est obligatoire.<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t<div class=\"sand-audit-field\">\n\t\t\t\t\t\t\t\t\t<label for=\"risk_tolerance\">Tol\u00e9rance au risque *<\/label>\n\t\t\t\t\t\t\t\t\t<select id=\"risk_tolerance\" name=\"risk_tolerance\" data-required=\"1\">\n\t\t\t\t\t\t\t\t\t\t<option value=\"\">S\u00e9lectionner<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"low\">Faible<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"medium\">Mod\u00e9r\u00e9e<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"high\">\u00c9lev\u00e9e<\/option>\n\t\t\t\t\t\t\t\t\t<\/select>\n\t\t\t\t\t\t\t\t\t<div class=\"sand-audit-error\">Ce champ est obligatoire.<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t<div class=\"sand-audit-field full sand-conditional-tax sand-audit-hidden\">\n\t\t\t\t\t\t\t\t\t<label for=\"tax_objective_detail\">Votre priorit\u00e9 fiscale<\/label>\n\t\t\t\t\t\t\t\t\t<select id=\"tax_objective_detail\" name=\"tax_objective_detail\">\n\t\t\t\t\t\t\t\t\t\t<option value=\"\">S\u00e9lectionner<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"income_tax\">R\u00e9duire l\u2019imp\u00f4t sur le revenu<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"ifi\">R\u00e9duire l\u2019IFI<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"capital_gains\">Mieux g\u00e9rer la fiscalit\u00e9 des plus-values<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"global\">Optimisation fiscale globale<\/option>\n\t\t\t\t\t\t\t\t\t<\/select>\n\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t<div class=\"sand-audit-field full sand-conditional-transmission sand-audit-hidden\">\n\t\t\t\t\t\t\t\t\t<label for=\"transmission_priority\">Votre priorit\u00e9 de transmission<\/label>\n\t\t\t\t\t\t\t\t\t<select id=\"transmission_priority\" name=\"transmission_priority\">\n\t\t\t\t\t\t\t\t\t\t<option value=\"\">S\u00e9lectionner<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"children\">Transmettre aux enfants<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"spouse\">Prot\u00e9ger le conjoint<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"business\">Organiser la transmission d\u2019une activit\u00e9<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"balance\">Limiter les frottements fiscaux<\/option>\n\t\t\t\t\t\t\t\t\t<\/select>\n\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t<div class=\"sand-audit-field full sand-conditional-retirement sand-audit-hidden\">\n\t\t\t\t\t\t\t\t\t<label for=\"retirement_priority\">Votre priorit\u00e9 retraite<\/label>\n\t\t\t\t\t\t\t\t\t<select id=\"retirement_priority\" name=\"retirement_priority\">\n\t\t\t\t\t\t\t\t\t\t<option value=\"\">S\u00e9lectionner<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"capital\">Constituer un capital<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"income\">Cr\u00e9er des revenus futurs<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"security\">S\u00e9curiser les revenus \u00e0 venir<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"mix\">Un mix capital + revenus<\/option>\n\t\t\t\t\t\t\t\t\t<\/select>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"sand-audit-actions\">\n\t\t\t\t\t\t\t\t<button class=\"sand-audit-btn sand-audit-btn-secondary sand-prev-step\">Retour<\/button>\n\t\t\t\t\t\t\t\t<button class=\"sand-audit-btn sand-audit-btn-primary sand-next-step\">Continuer<\/button>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t<div class=\"sand-audit-step\">\n\t\t\t\t\t\t\t<h3>Fiscalit\u00e9, protection et transmission<\/h3>\n\t\t\t\t\t\t\t<div class=\"sand-audit-grid\">\n\t\t\t\t\t\t\t\t<div class=\"sand-audit-field\">\n\t\t\t\t\t\t\t\t\t<label for=\"tax_pressure\">Votre pression fiscale per\u00e7ue *<\/label>\n\t\t\t\t\t\t\t\t\t<select id=\"tax_pressure\" name=\"tax_pressure\" data-required=\"1\">\n\t\t\t\t\t\t\t\t\t\t<option value=\"\">S\u00e9lectionner<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"low\">Faible<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"medium\">Moyenne<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"high\">\u00c9lev\u00e9e<\/option>\n\t\t\t\t\t\t\t\t\t<\/select>\n\t\t\t\t\t\t\t\t\t<div class=\"sand-audit-error\">Ce champ est obligatoire.<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t<div class=\"sand-audit-field\">\n\t\t\t\t\t\t\t\t\t<label for=\"succession_prepared\">Transmission d\u00e9j\u00e0 pr\u00e9par\u00e9e ? *<\/label>\n\t\t\t\t\t\t\t\t\t<select id=\"succession_prepared\" name=\"succession_prepared\" data-required=\"1\">\n\t\t\t\t\t\t\t\t\t\t<option value=\"\">S\u00e9lectionner<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"yes\">Oui<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"partial\">Partiellement<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"no\">Non<\/option>\n\t\t\t\t\t\t\t\t\t<\/select>\n\t\t\t\t\t\t\t\t\t<div class=\"sand-audit-error\">Ce champ est obligatoire.<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t<div class=\"sand-audit-field\">\n\t\t\t\t\t\t\t\t\t<label for=\"protection_level\">Protection du foyer *<\/label>\n\t\t\t\t\t\t\t\t\t<select id=\"protection_level\" name=\"protection_level\" data-required=\"1\">\n\t\t\t\t\t\t\t\t\t\t<option value=\"\">S\u00e9lectionner<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"strong\">Bien couvert<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"average\">Couverture correcte<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"weak\">Couverture insuffisante<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"unknown\">Je ne sais pas<\/option>\n\t\t\t\t\t\t\t\t\t<\/select>\n\t\t\t\t\t\t\t\t\t<div class=\"sand-audit-error\">Ce champ est obligatoire.<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t<div class=\"sand-audit-field\">\n\t\t\t\t\t\t\t\t\t<label for=\"legal_arrangements\">Outils juridiques d\u00e9j\u00e0 en place ? *<\/label>\n\t\t\t\t\t\t\t\t\t<select id=\"legal_arrangements\" name=\"legal_arrangements\" data-required=\"1\">\n\t\t\t\t\t\t\t\t\t\t<option value=\"\">S\u00e9lectionner<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"yes\">Oui<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"partial\">Partiellement<\/option>\n\t\t\t\t\t\t\t\t\t\t<option value=\"no\">Non<\/option>\n\t\t\t\t\t\t\t\t\t<\/select>\n\t\t\t\t\t\t\t\t\t<div class=\"sand-audit-error\">Ce champ est obligatoire.<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"sand-audit-actions\">\n\t\t\t\t\t\t\t\t<button class=\"sand-audit-btn sand-audit-btn-secondary sand-prev-step\">Retour<\/button>\n\t\t\t\t\t\t\t\t<button class=\"sand-audit-btn sand-audit-btn-primary sand-next-step\">Continuer<\/button>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t<div class=\"sand-audit-step\">\n\t\t\t\t\t\t\t<h3>Validation finale<\/h3>\n\t\t\t\t\t\t\t<div class=\"sand-audit-grid\">\n\t\t\t\t\t\t\t\t<div class=\"sand-audit-field full\">\n\t\t\t\t\t\t\t\t\t<label for=\"notes\">Pr\u00e9cisions utiles<\/label>\n\t\t\t\t\t\t\t\t\t<textarea id=\"notes\" name=\"notes\" placeholder=\"Exemple : vente d\u2019entreprise, succession \u00e0 anticiper, forte fiscalit\u00e9, arbitrage immobilier, pr\u00e9paration retraite, protection du conjoint\u2026\"><\/textarea>\n\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t<div class=\"sand-audit-field full\">\n\t\t\t\t\t\t\t\t\t<label class=\"sand-audit-choice\">\n\t\t\t\t\t\t\t\t\t\t<input type=\"checkbox\" name=\"rgpd\" value=\"1\" data-required=\"1\">\n\t\t\t\t\t\t\t\t\t\tJ\u2019accepte que mes donn\u00e9es soient utilis\u00e9es pour recevoir mon audit patrimonial, mon document PDF et \u00eatre \u00e9ventuellement recontact\u00e9(e) dans le cadre de ma demande.\t\t\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t<div class=\"sand-audit-error\">Votre consentement est requis.<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"sand-audit-note\">\n\t\t\t\t\t\t\t\tCe diagnostic constitue une premi\u00e8re analyse indicative. Il ne remplace pas un bilan patrimonial personnalis\u00e9 r\u00e9alis\u00e9 par un professionnel habilit\u00e9.\n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"sand-audit-actions\">\n\t\t\t\t\t\t\t\t<button class=\"sand-audit-btn sand-audit-btn-secondary sand-prev-step\">Retour<\/button>\n\t\t\t\t\t\t\t\t<button type=\"submit\" class=\"sand-audit-btn sand-audit-btn-primary\">G\u00e9n\u00e9rer mon audit<\/button>\n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"sand-audit-loader\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/form>\n\n\t\t\t\t\t<div class=\"sand-audit-success\"><\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c48b9b1 elementor-widget elementor-widget-text-editor\" data-id=\"c48b9b1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: right;\"><a href=\"https:\/\/www.experts-du-patrimoine.fr\/les-simulateurs-des-experts-du-patrimoine\/\">Ver todos nuestros simuladores<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2fa5e3a elementor-widget elementor-widget-table-of-contents\" data-id=\"2fa5e3a\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;headings_by_tags&quot;:[&quot;h2&quot;],&quot;exclude_headings_by_selector&quot;:[],&quot;no_headings_message&quot;:&quot;Aucun titre n\\u2019a \\u00e9t\\u00e9 trouv\\u00e9 sur cette page.&quot;,&quot;marker_view&quot;:&quot;numbers&quot;,&quot;hierarchical_view&quot;:&quot;yes&quot;,&quot;min_height&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_widescreen&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_tablet_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_mobile_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"table-of-contents.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-toc__header\">\n\t\t\t\t\t\t<h4 class=\"elementor-toc__header-title\">\n\t\t\t\tTabla de contenidos\t\t\t<\/h4>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div id=\"elementor-toc__2fa5e3a\" class=\"elementor-toc__body\">\n\t\t\t<div class=\"elementor-toc__spinner-container\">\n\t\t\t\t<svg class=\"elementor-toc__spinner eicon-animation-spin e-font-icon-svg e-eicon-loading\" aria-hidden=\"true\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M500 975V858C696 858 858 696 858 500S696 142 500 142 142 304 142 500H25C25 237 238 25 500 25S975 237 975 500 763 975 500 975Z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b5e8344 elementor-widget elementor-widget-text-editor\" data-id=\"b5e8344\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2>\u00bfQu\u00e9 es un balance patrimonial?<\/h2>\n<p>Un balance patrimonial es un an\u00e1lisis completo de su situaci\u00f3n financiera, fiscal y personal. Permite evaluar la composici\u00f3n de su patrimonio, identificar sus fortalezas y debilidades y definir una &nbsp;<a href=\"https:\/\/www.experts-du-patrimoine.fr\/annuaire-gestion-de-patrimoine\/gestion-de-patrimoine\/les-grandes-strategies-de-gestion-de-patrimoine\/\" target=\"_blank\" rel=\"noopener\">estrategia patrimonial<\/a> adaptada a sus objetivos.<\/p>\n<p>Constituye una base esencial para tomar decisiones informadas y estructurar su patrimonio a largo plazo.<\/p>\n<h2>\u00bfA qui\u00e9n va dirigido un balance patrimonial?<\/h2>\n<p>Contrariamente a las ideas preconcebidas, el balance patrimonial no concierne \u00fanicamente a los patrimonios importantes. Se dirige a cualquier persona que desee comprender mejor, organizar o desarrollar su patrimonio. <\/p>\n<p>Tanto si es trabajador por cuenta ajena, aut\u00f3nomo, directivo o ya est\u00e1 jubilado, realizar un balance permite adaptar su estrategia a su situaci\u00f3n y a sus proyectos.<\/p>\n<h2>\u00bfPor qu\u00e9 realizar un balance patrimonial?<\/h2>\n<p>Un balance patrimonial no est\u00e1 reservado a las grandes fortunas. Concierne a cualquier persona que desee estructurar, optimizar o preparar el futuro de su patrimonio. <\/p>\n<p>Con el tiempo, su situaci\u00f3n evoluciona: ingresos, fiscalidad, proyectos de vida, inversiones\u2026 Sin una visi\u00f3n global, se vuelve dif\u00edcil tomar las decisiones adecuadas en su <span style=\"font-size: 1rem;\">asignaci\u00f3n de activos.<\/span><\/p>\n<p>Realizar una auditor\u00eda permite detectar incoherencias, identificar oportunidades a menudo ignoradas y poner en marcha una estrategia adaptada a sus objetivos.<\/p>\n<p>Un balance patrimonial permite responder a preguntas concretas:<\/p>\n<ul>\n<li>\u00bfEstoy correctamente invertido?<\/li>\n<li>\u00bfPuedo reducir mi fiscalidad?<\/li>\n<li>\u00bfEst\u00e1 bien diversificado mi patrimonio?<\/li>\n<li>\u00bfC\u00f3mo preparar mi jubilaci\u00f3n o transmitir en las mejores condiciones?<\/li>\n<\/ul>\n<h2>\u00bfQu\u00e9 contiene un balance patrimonial?<\/h2>\n<p>Un balance patrimonial no se limita a un simple an\u00e1lisis de sus inversiones. Se trata de un estudio global de su situaci\u00f3n. <\/p>\n<p>Un experto tendr\u00e1 en cuenta varias dimensiones esenciales.<\/p>\n<p>En primer lugar, su situaci\u00f3n personal y familiar, para integrar sus objetivos de vida, sus limitaciones y su <a href=\"https:\/\/www.experts-du-patrimoine.fr\/horizon-dinvestissement-comment-determiner-la-duree-ideale-de-ses-placements\/\" target=\"_blank\">horizonte de inversi\u00f3n<\/a>.<\/p>\n<p>A continuaci\u00f3n, el an\u00e1lisis de su patrimonio actual: inmobiliario, inversiones financieras, ahorro, activos profesionales\u2026 Cada elemento se estudia para comprender su coherencia global.<\/p>\n<p>La fiscalidad tambi\u00e9n ocupa un lugar central. Una auditor\u00eda permite a menudo poner de manifiesto palancas de optimizaci\u00f3n inmediatas. <\/p>\n<p>Por \u00faltimo, recibe recomendaciones concretas, <a href=\"https:\/\/www.experts-du-patrimoine.fr\/comment-determiner-son-profil-dinvestisseur\/\" target=\"_blank\" rel=\"noopener\">adaptadas a su perfil<\/a>, con l\u00edneas de actuaci\u00f3n claras para mejorar su situaci\u00f3n.<\/p>\n<h2>Comprender el balance patrimonial<\/h2>\n<p>Para ir m\u00e1s all\u00e1, ponemos a su disposici\u00f3n contenidos pedag\u00f3gicos para comprender mejor los retos de una auditor\u00eda patrimonial.<\/p>\n<p>En particular, puede profundizar en los siguientes temas:<\/p>\n<ul>\n<li><a href=\"https:\/\/www.experts-du-patrimoine.fr\/audit-patrimonial-gratuit-analysez-et-optimisez-votre-patrimoine\/quand-realiser-un-audit-patrimonial\/\">\u00bfCu\u00e1ndo realizar un balance?<\/a><\/li>\n<li><a href=\"https:\/\/www.experts-du-patrimoine.fr\/audit-patrimonial-gratuit-analysez-et-optimisez-votre-patrimoine\/audit-patrimonial-et-optimisation-fiscale-comment-reduire-vos-impots\/\">Balance patrimonial y optimizaci\u00f3n fiscal<\/a><\/li>\n<li><a href=\"https:\/\/www.experts-du-patrimoine.fr\/audit-patrimonial-gratuit-analysez-et-optimisez-votre-patrimoine\/audit-immobilier-analyse-rentabilite-et-optimisation\/\">Auditor\u00eda inmobiliaria: qu\u00e9 hay que analizar<\/a><\/li>\n<\/ul>\n<p>Estos contenidos le permiten comprender mejor los mecanismos y tomar decisiones informadas.<\/p>\n<h2>\u00bfPor qu\u00e9 confiar en Experts du Patrimoine?<\/h2>\n<p>Experts du Patrimoine es un ecosistema \u00fanico dedicado a la gesti\u00f3n patrimonial. <span style=\"font-size: 1rem;\">La plataforma re\u00fane a m\u00e1s de 3.500 profesionales.<\/span><\/p>\n<p>Cada experto puede ser identificado, consultado y contactado directamente. Tambi\u00e9n se realizan verificaciones para garantizar la m\u00e1xima transparencia. <\/p>\n<p>De este modo, usted se beneficia de:<\/p>\n<ul>\n<li>un acceso sencillo a <a href=\"https:\/\/www.experts-du-patrimoine.fr\/es\/gestion-patrimonial-en-francia-para-expatriados\/profesionales-de-la-gestion-de-patrimonios\/\">profesionales cualificados<\/a><\/li>\n<li>un <a href=\"https:\/\/www.experts-du-patrimoine.fr\/es\/empresas\/\" target=\"_blank\" rel=\"noopener\">motor de b\u00fasqueda<\/a> para encontrar un experto seg\u00fan sus necesidades<\/li>\n<li>un <a href=\"https:\/\/www.experts-du-patrimoine.fr\/es\/encuentre-un-asesor-patrimonial-cerca-de-usted\/\">mapa de Francia<\/a> interactivo para encontrar un experto en su ciudad<\/li>\n<li>un <a href=\"https:\/\/www.experts-du-patrimoine.fr\/es\/gestion-patrimonial-en-francia-para-expatriados\/\">entorno pedag\u00f3gico<\/a> para comprender sus decisiones<br\/>y herramientas concretas para pasar a la acci\u00f3n<\/li>\n<\/ul>\n<h2>Hable con un experto en gesti\u00f3n patrimonial<\/h2>\n<p>Porque una herramienta no sustituye al factor humano, tambi\u00e9n tiene la posibilidad de ser puesto en contacto con un <a href=\"https:\/\/www.experts-du-patrimoine.fr\/es\/encuentre-un-asesor-patrimonial-cerca-de-usted\/\" target=\"_blank\" rel=\"noopener\">experto cerca de usted<\/a>. <span style=\"font-size: 1rem;\">Los profesionales presentes en la plataforma son seleccionados y verificados, en particular mediante su registro y sus obligaciones reglamentarias.<\/span><\/p>\n<p>Esto le permite intercambiar con total confianza, con un asesor capaz de acompa\u00f1arle a largo plazo.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8c8740c elementor-widget elementor-widget-text-editor\" data-id=\"8c8740c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2>FAQ \u2013 balance patrimonial<\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5f051aa elementor-widget elementor-widget-n-accordion\" data-id=\"5f051aa\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-9960\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-9960\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> \u00bfCu\u00e1nto tiempo lleva un balance patrimonial online? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-9960\" class=\"elementor-element elementor-element-efb842f e-con-full e-flex e-con e-child\" data-id=\"efb842f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cf3d305 elementor-widget elementor-widget-text-editor\" data-id=\"cf3d305\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Un balance patrimonial online puede realizarse muy r\u00e1pidamente. En solo unos minutos, puede obtener un primer an\u00e1lisis de su situaci\u00f3n. El objetivo no es elaborar una auditor\u00eda exhaustiva, sino ofrecerle una visi\u00f3n clara y estructurada de su patrimonio, as\u00ed como v\u00edas de optimizaci\u00f3n concretas.  <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-9961\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-9961\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> \u00bfEste balance patrimonial es realmente gratuito? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-9961\" class=\"elementor-element elementor-element-d4cd115 e-con-full e-flex e-con e-child\" data-id=\"d4cd115\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bb41865 elementor-widget elementor-widget-text-editor\" data-id=\"bb41865\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>S\u00ed, el primer an\u00e1lisis propuesto es totalmente gratuito y sin compromiso. Permite identificar sus puntos fuertes, sus ejes de mejora y sus prioridades. Despu\u00e9s, usted sigue siendo libre de continuar o no con un profesional para profundizar en su estrategia patrimonial.  <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-9962\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-9962\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> \u00bfEs necesario tener un patrimonio importante para hacer un balance? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-9962\" class=\"elementor-element elementor-element-529e1e2 e-con-full e-flex e-con e-child\" data-id=\"529e1e2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e7754b4 elementor-widget elementor-widget-text-editor\" data-id=\"e7754b4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>No, <a href=\"https:\/\/www.experts-du-patrimoine.fr\/combien-faut-il-gagner-pour-voir-un-conseiller-en-gestion-de-patrimoine\/\">el balance patrimonial no se dirige \u00fanicamente a patrimonios elevados<\/a>. Es pertinente en todas las etapas de la vida. Tanto si est\u00e1 al inicio de la constituci\u00f3n de su patrimonio como si ya est\u00e1 bien estructurado, permite evitar ciertos errores y optimizar sus decisiones en funci\u00f3n de sus objetivos.  <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-9963\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-9963\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> \u00bfCu\u00e1l es la diferencia entre un balance patrimonial online y un asesor? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-9963\" class=\"elementor-element elementor-element-826a68a e-con-full e-flex e-con e-child\" data-id=\"826a68a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2e65759 elementor-widget elementor-widget-text-editor\" data-id=\"2e65759\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>El balance online constituye una primera etapa. Le aporta un an\u00e1lisis r\u00e1pido y accesible de su situaci\u00f3n. Un <a href=\"https:\/\/www.experts-du-patrimoine.fr\/es\/categorie\/asesor-de-gestion-patrimonial-cgp\/\">asesor en gesti\u00f3n patrimonial<\/a> va mucho m\u00e1s all\u00e1, construyendo una estrategia global, personalizada y evolutiva. Tambi\u00e9n le acompa\u00f1a en la puesta en marcha concreta de las soluciones.   <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-9964\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-9964\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> \u00bfMis datos son confidenciales? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-9964\" class=\"elementor-element elementor-element-dd24309 e-con-full e-flex e-con e-child\" data-id=\"dd24309\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2992c67 elementor-widget elementor-widget-text-editor\" data-id=\"2992c67\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>S\u00ed, la informaci\u00f3n que usted facilita en el marco del balance patrimonial se trata de forma confidencial. Se utiliza \u00fanicamente para elaborar su an\u00e1lisis y permitirle acceder a su espacio personal con total seguridad. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-9965\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-9965\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> \u00bfQu\u00e9 hacer despu\u00e9s de un balance patrimonial? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-9965\" class=\"elementor-element elementor-element-d509ab7 e-con-full e-flex e-con e-child\" data-id=\"d509ab7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9e2dc28 elementor-widget elementor-widget-text-editor\" data-id=\"9e2dc28\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Una vez realizado su balance, dispone de una visi\u00f3n m\u00e1s clara de su situaci\u00f3n y de las acciones posibles. Puede aplicar ciertas optimizaciones de forma aut\u00f3noma o elegir contar con el acompa\u00f1amiento de un profesional para ir m\u00e1s all\u00e1 y asegurar sus decisiones a lo largo del tiempo. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"\\u00bfCu\\u00e1nto tiempo lleva un balance patrimonial online?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Un balance patrimonial online puede realizarse muy r\\u00e1pidamente. En solo unos minutos, puede obtener un primer an\\u00e1lisis de su situaci\\u00f3n. El objetivo no es elaborar una auditor\\u00eda exhaustiva, sino ofrecerle una visi\\u00f3n clara y estructurada de su patrimonio, as\\u00ed como v\\u00edas de optimizaci\\u00f3n concretas.\"}},{\"@type\":\"Question\",\"name\":\"\\u00bfEste balance patrimonial es realmente gratuito?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"S\\u00ed, el primer an\\u00e1lisis propuesto es totalmente gratuito y sin compromiso. Permite identificar sus puntos fuertes, sus ejes de mejora y sus prioridades. Despu\\u00e9s, usted sigue siendo libre de continuar o no con un profesional para profundizar en su estrategia patrimonial.\"}},{\"@type\":\"Question\",\"name\":\"\\u00bfEs necesario tener un patrimonio importante para hacer un balance?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"No, el balance patrimonial no se dirige \\u00fanicamente a patrimonios elevados. Es pertinente en todas las etapas de la vida. Tanto si est\\u00e1 al inicio de la constituci\\u00f3n de su patrimonio como si ya est\\u00e1 bien estructurado, permite evitar ciertos errores y optimizar sus decisiones en funci\\u00f3n de sus objetivos.\"}},{\"@type\":\"Question\",\"name\":\"\\u00bfCu\\u00e1l es la diferencia entre un balance patrimonial online y un asesor?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"El balance online constituye una primera etapa. Le aporta un an\\u00e1lisis r\\u00e1pido y accesible de su situaci\\u00f3n. Un asesor en gesti\\u00f3n patrimonial va mucho m\\u00e1s all\\u00e1, construyendo una estrategia global, personalizada y evolutiva. Tambi\\u00e9n le acompa\\u00f1a en la puesta en marcha concreta de las soluciones.\"}},{\"@type\":\"Question\",\"name\":\"\\u00bfMis datos son confidenciales?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"S\\u00ed, la informaci\\u00f3n que usted facilita en el marco del balance patrimonial se trata de forma confidencial. Se utiliza \\u00fanicamente para elaborar su an\\u00e1lisis y permitirle acceder a su espacio personal con total seguridad.\"}},{\"@type\":\"Question\",\"name\":\"\\u00bfQu\\u00e9 hacer despu\\u00e9s de un balance patrimonial?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Una vez realizado su balance, dispone de una visi\\u00f3n m\\u00e1s clara de su situaci\\u00f3n y de las acciones posibles. Puede aplicar ciertas optimizaciones de forma aut\\u00f3noma o elegir contar con el acompa\\u00f1amiento de un profesional para ir m\\u00e1s all\\u00e1 y asegurar sus decisiones a lo largo del tiempo.\"}}]}<\/script>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5a57c97 elementor-widget elementor-widget-template\" data-id=\"5a57c97\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t<style id=\"elementor-post-17780\">.elementor-17780 .elementor-element.elementor-element-b37a448{--display:flex;--margin-top:0px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-widget-button .elementor-button{font-family:var( --e-global-typography-accent-font-family ), Sans-serif;font-weight:var( --e-global-typography-accent-font-weight );background-color:var( --e-global-color-accent );}.elementor-17780 .elementor-element.elementor-element-80bd3d0 .elementor-button-content-wrapper{flex-direction:row;}.elementor-17780 .elementor-element.elementor-element-80bd3d0 .elementor-button .elementor-button-content-wrapper{gap:10px;}.elementor-17780 .elementor-element.elementor-element-80bd3d0 .elementor-button{font-family:\"Roboto\", Sans-serif;font-size:15px;font-weight:500;fill:var( --e-global-color-primary );color:var( --e-global-color-primary );}.elementor-17780 .elementor-element.elementor-element-80bd3d0 .elementor-button:hover, .elementor-17780 .elementor-element.elementor-element-80bd3d0 .elementor-button:focus{color:#FFFFFF;background-color:var( --e-global-color-primary );}.elementor-17780 .elementor-element.elementor-element-80bd3d0 .elementor-button:hover svg, .elementor-17780 .elementor-element.elementor-element-80bd3d0 .elementor-button:focus svg{fill:#FFFFFF;}.elementor-17780 .elementor-element.elementor-element-80bd3d0{margin:40px 0px calc(var(--kit-widget-spacing, 0px) + 0px) 0px;}<\/style>\t\t<div data-elementor-type=\"section\" data-elementor-id=\"17780\" class=\"elementor elementor-17780 elementor-15198 elementor-15198\" data-elementor-post-type=\"elementor_library\">\n\t\t\t<div class=\"elementor-element elementor-element-b37a448 e-con-full e-flex e-con e-parent\" data-id=\"b37a448\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-80bd3d0 elementor-widget elementor-widget-button\" data-id=\"80bd3d0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.experts-du-patrimoine.fr\/es\/encuentre-un-asesor-patrimonial-cerca-de-usted\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-circle-right\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8c137 0 248 111 248 248S393 504 256 504 8 393 8 256 119 8 256 8zm-28.9 143.6l75.5 72.4H120c-13.3 0-24 10.7-24 24v16c0 13.3 10.7 24 24 24h182.6l-75.5 72.4c-9.7 9.3-9.9 24.8-.4 34.3l11 10.9c9.4 9.4 24.6 9.4 33.9 0L404.3 273c9.4-9.4 9.4-24.6 0-33.9L271.6 106.3c-9.4-9.4-24.6-9.4-33.9 0l-11 10.9c-9.5 9.6-9.3 25.1.4 34.4z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Buscar un profesional<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-690deb9 e-con-full e-flex e-con e-child\" data-id=\"690deb9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ecb654b elementor-widget elementor-widget-heading\" data-id=\"ecb654b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Para ir m\u00e1s all\u00e1<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6ea6375 elementor-widget elementor-widget-shortcode\" data-id=\"6ea6375\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-88c1c8d e-con-full e-flex e-con e-child\" data-id=\"88c1c8d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3396e92 elementor-widget elementor-widget-template\" data-id=\"3396e92\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;sticky&quot;:&quot;top&quot;,&quot;sticky_offset&quot;:100,&quot;sticky_parent&quot;:&quot;yes&quot;,&quot;sticky_on&quot;:[&quot;widescreen&quot;,&quot;desktop&quot;,&quot;laptop&quot;,&quot;tablet_extra&quot;,&quot;tablet&quot;,&quot;mobile_extra&quot;,&quot;mobile&quot;],&quot;sticky_effects_offset&quot;:0,&quot;sticky_anchor_link_offset&quot;:0}\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t<style id=\"elementor-post-17843\">.elementor-17843 .elementor-element.elementor-element-2508134{--display:flex;--margin-top:0px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-17843 .elementor-element.elementor-element-a3864bd{margin:0px 0px calc(var(--kit-widget-spacing, 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);border-color:var( --e-global-color-primary );}.elementor-17843 .elementor-element.elementor-element-6608ec2{margin:10px 0px calc(var(--kit-widget-spacing, 0px) + 0px) 0px;padding:0px 0px 0px 0px;}.elementor-widget-button .elementor-button{background-color:var( --e-global-color-accent );font-family:var( --e-global-typography-accent-font-family ), Sans-serif;font-weight:var( --e-global-typography-accent-font-weight );}.elementor-17843 .elementor-element.elementor-element-9ed1fb7 .elementor-button:hover, .elementor-17843 .elementor-element.elementor-element-9ed1fb7 .elementor-button:focus{background-color:var( --e-global-color-primary );color:#FFFFFF;border-color:var( --e-global-color-primary );}.elementor-17843 .elementor-element.elementor-element-9ed1fb7{width:auto;max-width:auto;margin:0px 20px calc(var(--kit-widget-spacing, 0px) + 0px) 0px;}.elementor-17843 .elementor-element.elementor-element-9ed1fb7 .elementor-button{font-family:\"Roboto\", 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.elementor-element.elementor-element-14ee9b3:not(.elementor-motion-effects-element-type-background), .elementor-17843 .elementor-element.elementor-element-14ee9b3 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-color:#FFFFFF;}.elementor-widget-icon-list .elementor-icon-list-item:not(:last-child):after{border-color:var( --e-global-color-text );}.elementor-widget-icon-list .elementor-icon-list-icon i{color:var( --e-global-color-primary );}.elementor-widget-icon-list .elementor-icon-list-icon svg{fill:var( --e-global-color-primary );}.elementor-widget-icon-list .elementor-icon-list-item > .elementor-icon-list-text, .elementor-widget-icon-list .elementor-icon-list-item > a{font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-weight:var( --e-global-typography-text-font-weight );}.elementor-widget-icon-list .elementor-icon-list-text{color:var( --e-global-color-secondary );}.elementor-17843 .elementor-element.elementor-element-d2d62fa .elementor-icon-list-icon i{color:#EDC540;transition:color 0.3s;}.elementor-17843 .elementor-element.elementor-element-d2d62fa .elementor-icon-list-icon svg{fill:#EDC540;transition:fill 0.3s;}.elementor-17843 .elementor-element.elementor-element-d2d62fa{--e-icon-list-icon-size:18px;--icon-vertical-offset:0px;}.elementor-17843 .elementor-element.elementor-element-d2d62fa .elementor-icon-list-item > .elementor-icon-list-text, .elementor-17843 .elementor-element.elementor-element-d2d62fa .elementor-icon-list-item > a{font-family:\"Playfair Display\", Sans-serif;font-size:18px;font-weight:600;}.elementor-17843 .elementor-element.elementor-element-d2d62fa .elementor-icon-list-text{color:var( --e-global-color-primary );transition:color 0.3s;}.elementor-17843 .elementor-element.elementor-element-bc973db .elementor-icon-list-icon i{color:#EDC540;transition:color 0.3s;}.elementor-17843 .elementor-element.elementor-element-bc973db .elementor-icon-list-icon svg{fill:#EDC540;transition:fill 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.elementor-widget-container{margin:20px 0px 0px 0px;padding:0px 0px 0px 0px;}.elementor-17843 .elementor-element.elementor-element-f8582b0 .elementor-button{background-color:var( --e-global-color-accent );font-family:\"Roboto\", Sans-serif;font-size:12px;font-weight:500;text-transform:uppercase;fill:var( --e-global-color-primary );color:var( --e-global-color-primary );border-style:none;border-radius:12px 12px 12px 12px;padding:7px 15px 7px 15px;}.elementor-17843 .elementor-element.elementor-element-f8582b0 .elementor-button:hover, .elementor-17843 .elementor-element.elementor-element-f8582b0 .elementor-button:focus{background-color:var( --e-global-color-primary );color:#FFFFFF;}.elementor-17843 .elementor-element.elementor-element-f8582b0{width:auto;max-width:auto;margin:30px 20px calc(var(--kit-widget-spacing, 0px) + 0px) 0px;}.elementor-17843 .elementor-element.elementor-element-f8582b0 .elementor-button-content-wrapper{flex-direction:row;}.elementor-17843 .elementor-element.elementor-element-f8582b0 .elementor-button .elementor-button-content-wrapper{gap:9px;}.elementor-17843 .elementor-element.elementor-element-f8582b0 .elementor-button:hover svg, .elementor-17843 .elementor-element.elementor-element-f8582b0 .elementor-button:focus svg{fill:#FFFFFF;}.elementor-17843 .elementor-element.elementor-element-35f5756{--grid-template-columns:repeat(0, auto);text-align:left;width:initial;max-width:initial;margin:40px 0px calc(var(--kit-widget-spacing, 0px) + 0px) 20px;padding:0px 0px 0px 0px;--icon-size:18px;--grid-column-gap:15px;--grid-row-gap:20px;}.elementor-17843 .elementor-element.elementor-element-35f5756.elementor-element{--align-self:flex-start;}.elementor-widget-image .widget-image-caption{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-weight:var( --e-global-typography-text-font-weight );}.elementor-17843 .elementor-element.elementor-element-f77e8be{margin:40px 0px 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.elementor-element.elementor-element-2508134{--padding-top:10px;--padding-bottom:10px;--padding-left:10px;--padding-right:10px;}.elementor-17843 .elementor-element.elementor-element-9ed1fb7{margin:0px 10px calc(var(--kit-widget-spacing, 0px) + 0px) 0px;}.elementor-17843 .elementor-element.elementor-element-9ed1fb7 .elementor-button{font-size:9px;}.elementor-17843 .elementor-element.elementor-element-9c85144{--grid-columns:1;}.elementor-17843 .elementor-element.elementor-element-f8582b0{margin:30px 10px calc(var(--kit-widget-spacing, 0px) + 0px) 0px;}.elementor-17843 .elementor-element.elementor-element-f8582b0 .elementor-button{font-size:9px;}}<\/style>\t\t<div data-elementor-type=\"section\" data-elementor-id=\"17843\" class=\"elementor elementor-17843 elementor-2247 elementor-2247\" data-elementor-post-type=\"elementor_library\">\n\t\t\t<div class=\"elementor-element elementor-element-2508134 e-con-full e-flex e-con e-parent\" data-id=\"2508134\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a3864bd elementor-widget elementor-widget-shortcode\" data-id=\"a3864bd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><div class=\"edp-favori-box\" style=\"display:flex;align-items:center;gap:12px;width:100%;padding:14px 16px;background:#F4D97E;color:#181E35;border-radius:10px;font-weight:600; margin-bottom:20px;\">\n\t\t\t<span style=\"display:flex;align-items:center;justify-content:center;width:34px;height:34px;background:#fff;border-radius:50%;flex:0 0 34px;\">\ud83d\udd12<\/span>\n\t\t\t<span style=\"font-size:14px;\">\n\t\t\t\t<a href=\"https:\/\/www.experts-du-patrimoine.fr\/es\/inicio\/mi-cuenta\/?edp_redirect_to=https:\/\/www.experts-du-patrimoine.fr\/es\/balance-patrimonial-gratuito-analice-y-optimice-su-patrimonio\/\" style=\"color:#181E35;text-decoration:underline;font-weight:700;\">Inicia sesi\u00f3n<\/a>\n\t\t\t\to\n\t\t\t\t<a href=\"https:\/\/www.experts-du-patrimoine.fr\/annuaire-gestion-de-patrimoine\/creer-mon-compte-particulier-pour-gerer-et-optimiser-mon-patrimoine\/\" style=\"color:#181E35;text-decoration:underline;font-weight:700;\">reg\u00edstrate<\/a>\n\t\t\t\tpour ajouter cette page dans votre espace priv\u00e9\n\t\t\t<\/span>\n\t\t<\/div><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3e597cb elementor-widget elementor-widget-shortcode\" data-id=\"3e597cb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><button class=\"edp-search-trigger edp-search-field-trigger\" type=\"button\" aria-label=\"Buscar en el sitio\" style=\"--edp-search-field-background:#FFFFFF;--edp-search-field-border:#D5D5D5;--edp-search-field-color:#181E35;--edp-search-field-icon-color:#EDC540;--edp-search-field-icon-size:24px;--edp-search-field-font-size:17px;--edp-search-field-alignment:flex-start;background-color:#FFFFFF!important;border-color:#D5D5D5!important;color:#181E35!important;font-size:17px!important;align-items:center!important;justify-content:flex-start!important\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\" style=\"display:block!important;align-self:center!important;width:24px!important;min-width:24px!important;max-width:24px!important;height:24px!important;min-height:24px!important;max-height:24px!important;flex-basis:24px!important;color:#EDC540!important;stroke:#EDC540!important\"><circle cx=\"11\" cy=\"11\" r=\"7\"><\/circle><path d=\"M20 20l-3.8-3.8\"><\/path><\/svg><span class=\"edp-search-field-placeholder\" style=\"display:flex!important;align-items:center!important;color:#181E35!important;font-size:17px!important\">Buscar en el sitio<\/span><\/button>\n        <div class=\"edp-search-overlay\" aria-hidden=\"true\">\n            <div class=\"edp-search-modal\" role=\"dialog\" aria-modal=\"true\">\n                <div class=\"edp-search-head\">\n                    <svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\">\n                        <circle cx=\"11\" cy=\"11\" r=\"7\"><\/circle>\n                        <path d=\"M20 20l-3.8-3.8\"><\/path>\n                    <\/svg>\n\n                    <input class=\"edp-search-input\" type=\"search\" placeholder=\"Buscar una empresa, una ciudad, una regi\u00f3n, un art\u00edculo...\" autocomplete=\"off\">\n\n                    <button class=\"edp-search-close\" type=\"button\" aria-label=\"Cerrar\">\u00d7<\/button>\n                <\/div>\n\n                <div class=\"edp-search-body\">\n                    <div class=\"edp-search-results\">\n                        <div class=\"edp-search-help\">Escribe al menos 2 caracteres para iniciar la b\u00fasqueda.<\/div>\n                    <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n        <\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9c4a9d5 e-con-full bloc-particulier e-flex e-con e-child\" data-id=\"9c4a9d5\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b0b1f1f elementor-widget elementor-widget-heading\" data-id=\"b0b1f1f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/www.experts-du-patrimoine.fr\/es\/empresas\/\">Buscar un experto<\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6608ec2 elementor-widget elementor-widget-text-editor\" data-id=\"6608ec2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Buscar un asesor de gesti\u00f3n patrimonial entre las <strong>3 36<\/strong> <strong>firmas<\/strong> del directorio.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9ed1fb7 elementor-widget__width-auto track-championnat elementor-widget elementor-widget-button\" data-id=\"9ed1fb7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.experts-du-patrimoine.fr\/es\/empresas\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Haga clic aqu\u00ed<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-14ee9b3 e-con-full e-flex e-con e-child\" data-id=\"14ee9b3\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d2d62fa edp-only-guest elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"d2d62fa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.experts-du-patrimoine.fr\/es\/inicio\/mi-cuenta\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" fill=\"#EDC540\" width=\"800px\" height=\"800px\" viewBox=\"0 0 16 16\"><g id=\"SVGRepo_bgCarrier\" stroke-width=\"0\"><\/g><g id=\"SVGRepo_tracerCarrier\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/g><g id=\"SVGRepo_iconCarrier\"><path d=\"M8 7.83c-3.08 0-5.59 2.17-5.59 4.84V16h1.27v-3.33c0-2 1.94-3.57 4.32-3.57s4.32 1.6 4.32 3.57V16h1.27v-3.33c0-2.67-2.51-4.84-5.59-4.84zm.1-1.22a3.22 3.22 0 0 0 3.1-3.31A3.21 3.21 0 0 0 8.1 0 3.21 3.21 0 0 0 5 3.3a3.22 3.22 0 0 0 3.1 3.31zm0-5.32a1.92 1.92 0 0 1 1.81 2 1.93 1.93 0 0 1-1.81 2 1.93 1.93 0 0 1-1.8-2 1.92 1.92 0 0 1 1.8-2z\"><\/path><\/g><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Iniciar sesi\u00f3n<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bc973db edp-only-logged elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"bc973db\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.experts-du-patrimoine.fr\/es\/inicio\/mi-cuenta\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" fill=\"#EDC540\" width=\"800px\" height=\"800px\" viewBox=\"0 0 16 16\"><g id=\"SVGRepo_bgCarrier\" stroke-width=\"0\"><\/g><g id=\"SVGRepo_tracerCarrier\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/g><g id=\"SVGRepo_iconCarrier\"><path d=\"M8 7.83c-3.08 0-5.59 2.17-5.59 4.84V16h1.27v-3.33c0-2 1.94-3.57 4.32-3.57s4.32 1.6 4.32 3.57V16h1.27v-3.33c0-2.67-2.51-4.84-5.59-4.84zm.1-1.22a3.22 3.22 0 0 0 3.1-3.31A3.21 3.21 0 0 0 8.1 0 3.21 3.21 0 0 0 5 3.3a3.22 3.22 0 0 0 3.1 3.31zm0-5.32a1.92 1.92 0 0 1 1.81 2 1.93 1.93 0 0 1-1.81 2 1.93 1.93 0 0 1-1.8-2 1.92 1.92 0 0 1 1.8-2z\"><\/path><\/g><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Su cuenta<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-364b4d7 elementor-widget elementor-widget-shortcode\" data-id=\"364b4d7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><form method=\"post\"><input type=\"hidden\" name=\"edp_lang\" value=\"es\"><input type=\"hidden\" name=\"lang\" value=\"es\"><p><label style=\"margin-bottom:10px;\">Email o nombre de usuario *<\/label><br><input type=\"text\" name=\"edp_login\" autocomplete=\"username\" required style=\"width:100%;padding:10px;\"><\/p><p><label style=\"margin-bottom:10px;\">Contrase\u00f1a *<\/label><br><input type=\"password\" name=\"edp_password\" autocomplete=\"current-password\" required style=\"width:100%;padding:10px;\"><\/p><p><label><input type=\"checkbox\" name=\"edp_remember\" value=\"1\"> Recordarme<\/label><\/p><div class=\"edp-hp-wrap\" aria-hidden=\"true\" style=\"position:absolute !important;left:-10000px !important;top:auto !important;width:1px !important;height:1px !important;overflow:hidden !important;\"><label for=\"rgpd_company_optin\">No rellenar este campo<\/label><input type=\"text\" id=\"rgpd_company_optin\" name=\"rgpd_company_optin\" value=\"\" tabindex=\"-1\" autocomplete=\"off\"><\/div><input type=\"hidden\" id=\"edp_login_nonce\" name=\"edp_login_nonce\" value=\"74cfbfe719\" \/><input type=\"hidden\" name=\"_wp_http_referer\" value=\"\/es\/wp-json\/wp\/v2\/pages\/20672\" \/><input type=\"hidden\" name=\"edp_action\" value=\"login\"><input type=\"hidden\" name=\"edp_return_url\" value=\"https:\/\/www.experts-du-patrimoine.fr\/es\/inicio\/mi-cuenta\/\"><div class=\"cf-turnstile\" data-sitekey=\"0x4AAAAAAEZHsDInThclsvb4\" data-theme=\"light\" data-size=\"flexible\" data-action=\"edp_login\" style=\"margin:16px 0;\"><\/div><p><button type=\"submit\" style=\"padding:12px 16px;cursor:pointer;\">Iniciar sesi\u00f3n<\/button><\/p><\/form><br><a class=\"oublie\" href=\"#\">Recuperar tu contrase\u00f1a<\/a>  -  <a href=\"https:\/\/www.experts-du-patrimoine.fr\/inscriptions\/\">Inscripciones<\/a><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4724196 e-con-full e-flex e-con e-child\" data-id=\"4724196\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dd24cba elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"dd24cba\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.experts-du-patrimoine.fr\/es\/evenements-gestion-de-patrimoine\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"800px\" height=\"800px\" viewBox=\"0 0 24 24\" fill=\"none\"><g id=\"SVGRepo_bgCarrier\" stroke-width=\"0\"><\/g><g id=\"SVGRepo_tracerCarrier\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/g><g id=\"SVGRepo_iconCarrier\"><path d=\"M7 14C7 13.4477 7.44772 13 8 13C8.55229 13 9 13.4477 9 14C9 14.5523 8.55229 15 8 15C7.44772 15 7 14.5523 7 14Z\" fill=\"#EDC540\"><\/path><path d=\"M8 17C7.44772 17 7 17.4477 7 18C7 18.5523 7.44772 19 8 19C8.55229 19 9 18.5523 9 18C9 17.4477 8.55229 17 8 17Z\" fill=\"#EDC540\"><\/path><path d=\"M11 14C11 13.4477 11.4477 13 12 13C12.5523 13 13 13.4477 13 14C13 14.5523 12.5523 15 12 15C11.4477 15 11 14.5523 11 14Z\" fill=\"#EDC540\"><\/path><path d=\"M12 17C11.4477 17 11 17.4477 11 18C11 18.5523 11.4477 19 12 19C12.5523 19 13 18.5523 13 18C13 17.4477 12.5523 17 12 17Z\" fill=\"#EDC540\"><\/path><path d=\"M15 14C15 13.4477 15.4477 13 16 13C16.5523 13 17 13.4477 17 14C17 14.5523 16.5523 15 16 15C15.4477 15 15 14.5523 15 14Z\" fill=\"#EDC540\"><\/path><path d=\"M16 17C15.4477 17 15 17.4477 15 18C15 18.5523 15.4477 19 16 19C16.5523 19 17 18.5523 17 18C17 17.4477 16.5523 17 16 17Z\" fill=\"#EDC540\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M6 2C6 1.44772 6.44772 1 7 1C7.55228 1 8 1.44772 8 2V3H16V2C16 1.44772 16.4477 1 17 1C17.5523 1 18 1.44772 18 2V3H19C20.6569 3 22 4.34315 22 6V20C22 21.6569 20.6569 23 19 23H5C3.34315 23 2 21.6569 2 20V6C2 4.34315 3.34315 3 5 3H6V2ZM16 5V6C16 6.55228 16.4477 7 17 7C17.5523 7 18 6.55228 18 6V5H19C19.5523 5 20 5.44772 20 6V9H4V6C4 5.44772 4.44772 5 5 5H6V6C6 6.55228 6.44772 7 7 7C7.55228 7 8 6.55228 8 6V5H16ZM4 11V20C4 20.5523 4.44772 21 5 21H19C19.5523 21 20 20.5523 20 20V11H4Z\" fill=\"#EDC540\"><\/path><\/g><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Eventos<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9c85144 elementor-grid-1 elementor-grid-tablet-1 elementor-grid-mobile_extra-1 elementor-grid-mobile-1 elementor-widget elementor-widget-loop-grid\" data-id=\"9c85144\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;template_id&quot;:17792,&quot;columns&quot;:1,&quot;columns_tablet&quot;:1,&quot;columns_mobile_extra&quot;:1,&quot;_skin&quot;:&quot;post&quot;,&quot;columns_mobile&quot;:&quot;1&quot;,&quot;edit_handle_selector&quot;:&quot;[data-elementor-type=\\&quot;loop-item\\&quot;]&quot;,&quot;row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;row_gap_widescreen&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;row_gap_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;row_gap_tablet_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;row_gap_mobile_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" 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);}.elementor-widget-post-info .elementor-icon-list-item:not(:last-child):after{border-color:var( --e-global-color-text );}.elementor-widget-post-info .elementor-icon-list-icon i{color:var( --e-global-color-primary );}.elementor-widget-post-info .elementor-icon-list-icon svg{fill:var( --e-global-color-primary );}.elementor-widget-post-info .elementor-icon-list-text, .elementor-widget-post-info .elementor-icon-list-text a{color:var( --e-global-color-secondary );}.elementor-widget-post-info .elementor-icon-list-item{font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-weight:var( --e-global-typography-text-font-weight );}.elementor-17792 .elementor-element.elementor-element-ad98db8{margin:10px 0px calc(var(--kit-widget-spacing, 0px) + 0px) 0px;}.elementor-17792 .elementor-element.elementor-element-ad98db8 .elementor-icon-list-icon i{color:var( --e-global-color-accent );font-size:14px;}.elementor-17792 .elementor-element.elementor-element-ad98db8 .elementor-icon-list-icon svg{fill:var( --e-global-color-accent );--e-icon-list-icon-size:14px;}.elementor-17792 .elementor-element.elementor-element-ad98db8 .elementor-icon-list-icon{width:14px;}.elementor-17792 .elementor-element.elementor-element-ad98db8 .elementor-icon-list-text, .elementor-17792 .elementor-element.elementor-element-ad98db8 .elementor-icon-list-text a{color:var( --e-global-color-text );}.elementor-17792 .elementor-element.elementor-element-ad98db8 .elementor-icon-list-item{font-family:\"Roboto\", Sans-serif;font-size:12px;font-weight:400;}<\/style>\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"17792\" class=\"elementor elementor-17792 elementor-7517 elementor-7517 elementor-7517 e-loop-item e-loop-item-20640 post-20640 sand_event type-sand_event status-publish hentry sand_event_cat-concours\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-48daab2 e-con-full e-flex e-con e-parent\" data-id=\"48daab2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-218df9a elementor-widget elementor-widget-heading\" data-id=\"218df9a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/www.experts-du-patrimoine.fr\/es\/evenements-gestion-de-patrimoine\/campeonato-de-los-expertos-patrimoniales-2026\/\">Campeonato de los Expertos Patrimoniales 2026<\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ad98db8 elementor-widget elementor-widget-post-info\" data-id=\"ad98db8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"post-info.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-inline-items elementor-icon-list-items elementor-post-info\">\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-66f768e elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"800px\" height=\"800px\" viewBox=\"0 0 24 24\" fill=\"none\"><g id=\"SVGRepo_bgCarrier\" stroke-width=\"0\"><\/g><g id=\"SVGRepo_tracerCarrier\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/g><g id=\"SVGRepo_iconCarrier\"><path d=\"M7 14C7 13.4477 7.44772 13 8 13C8.55229 13 9 13.4477 9 14C9 14.5523 8.55229 15 8 15C7.44772 15 7 14.5523 7 14Z\" fill=\"#EDC540\"><\/path><path d=\"M8 17C7.44772 17 7 17.4477 7 18C7 18.5523 7.44772 19 8 19C8.55229 19 9 18.5523 9 18C9 17.4477 8.55229 17 8 17Z\" fill=\"#EDC540\"><\/path><path d=\"M11 14C11 13.4477 11.4477 13 12 13C12.5523 13 13 13.4477 13 14C13 14.5523 12.5523 15 12 15C11.4477 15 11 14.5523 11 14Z\" fill=\"#EDC540\"><\/path><path d=\"M12 17C11.4477 17 11 17.4477 11 18C11 18.5523 11.4477 19 12 19C12.5523 19 13 18.5523 13 18C13 17.4477 12.5523 17 12 17Z\" fill=\"#EDC540\"><\/path><path d=\"M15 14C15 13.4477 15.4477 13 16 13C16.5523 13 17 13.4477 17 14C17 14.5523 16.5523 15 16 15C15.4477 15 15 14.5523 15 14Z\" fill=\"#EDC540\"><\/path><path d=\"M16 17C15.4477 17 15 17.4477 15 18C15 18.5523 15.4477 19 16 19C16.5523 19 17 18.5523 17 18C17 17.4477 16.5523 17 16 17Z\" fill=\"#EDC540\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M6 2C6 1.44772 6.44772 1 7 1C7.55228 1 8 1.44772 8 2V3H16V2C16 1.44772 16.4477 1 17 1C17.5523 1 18 1.44772 18 2V3H19C20.6569 3 22 4.34315 22 6V20C22 21.6569 20.6569 23 19 23H5C3.34315 23 2 21.6569 2 20V6C2 4.34315 3.34315 3 5 3H6V2ZM16 5V6C16 6.55228 16.4477 7 17 7C17.5523 7 18 6.55228 18 6V5H19C19.5523 5 20 5.44772 20 6V9H4V6C4 5.44772 4.44772 5 5 5H6V6C6 6.55228 6.44772 7 7 7C7.55228 7 8 6.55228 8 6V5H16ZM4 11V20C4 20.5523 4.44772 21 5 21H19C19.5523 21 20 20.5523 20 20V11H4Z\" fill=\"#EDC540\"><\/path><\/g><\/svg>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-custom\">\n\t\t\t\t\t\t\t\t\t\t02\/02\/2026\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-0e30b1f elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"800px\" height=\"800px\" viewBox=\"0 0 24 24\" fill=\"none\"><g id=\"SVGRepo_bgCarrier\" stroke-width=\"0\"><\/g><g id=\"SVGRepo_tracerCarrier\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/g><g id=\"SVGRepo_iconCarrier\"><path d=\"M7 14C7 13.4477 7.44772 13 8 13C8.55229 13 9 13.4477 9 14C9 14.5523 8.55229 15 8 15C7.44772 15 7 14.5523 7 14Z\" fill=\"#EDC540\"><\/path><path d=\"M8 17C7.44772 17 7 17.4477 7 18C7 18.5523 7.44772 19 8 19C8.55229 19 9 18.5523 9 18C9 17.4477 8.55229 17 8 17Z\" fill=\"#EDC540\"><\/path><path d=\"M11 14C11 13.4477 11.4477 13 12 13C12.5523 13 13 13.4477 13 14C13 14.5523 12.5523 15 12 15C11.4477 15 11 14.5523 11 14Z\" fill=\"#EDC540\"><\/path><path d=\"M12 17C11.4477 17 11 17.4477 11 18C11 18.5523 11.4477 19 12 19C12.5523 19 13 18.5523 13 18C13 17.4477 12.5523 17 12 17Z\" fill=\"#EDC540\"><\/path><path d=\"M15 14C15 13.4477 15.4477 13 16 13C16.5523 13 17 13.4477 17 14C17 14.5523 16.5523 15 16 15C15.4477 15 15 14.5523 15 14Z\" fill=\"#EDC540\"><\/path><path d=\"M16 17C15.4477 17 15 17.4477 15 18C15 18.5523 15.4477 19 16 19C16.5523 19 17 18.5523 17 18C17 17.4477 16.5523 17 16 17Z\" fill=\"#EDC540\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M6 2C6 1.44772 6.44772 1 7 1C7.55228 1 8 1.44772 8 2V3H16V2C16 1.44772 16.4477 1 17 1C17.5523 1 18 1.44772 18 2V3H19C20.6569 3 22 4.34315 22 6V20C22 21.6569 20.6569 23 19 23H5C3.34315 23 2 21.6569 2 20V6C2 4.34315 3.34315 3 5 3H6V2ZM16 5V6C16 6.55228 16.4477 7 17 7C17.5523 7 18 6.55228 18 6V5H19C19.5523 5 20 5.44772 20 6V9H4V6C4 5.44772 4.44772 5 5 5H6V6C6 6.55228 6.44772 7 7 7C7.55228 7 8 6.55228 8 6V5H16ZM4 11V20C4 20.5523 4.44772 21 5 21H19C19.5523 21 20 20.5523 20 20V11H4Z\" fill=\"#EDC540\"><\/path><\/g><\/svg>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-custom\">\n\t\t\t\t\t\t\t\t\t\t13\/01\/2027\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-e0a1266 elementor-inline-item\" itemprop=\"about\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-terms\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-post-info__terms-list\">\n\t\t\t\t<span class=\"elementor-post-info__terms-list-item\">Concours<\/span>\t\t\t\t<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"17792\" class=\"elementor elementor-17792 elementor-7517 elementor-7517 elementor-7517 e-loop-item e-loop-item-20595 post-20595 sand_event type-sand_event status-publish hentry sand_event_cat-salon\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-48daab2 e-con-full e-flex e-con e-parent\" data-id=\"48daab2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-218df9a elementor-widget elementor-widget-heading\" data-id=\"218df9a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/www.experts-du-patrimoine.fr\/es\/evenements-gestion-de-patrimoine\/am-tech-day-2026\/\">AM TECH DAY 2026<\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ad98db8 elementor-widget elementor-widget-post-info\" data-id=\"ad98db8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"post-info.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-inline-items elementor-icon-list-items elementor-post-info\">\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-66f768e elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"800px\" height=\"800px\" viewBox=\"0 0 24 24\" fill=\"none\"><g id=\"SVGRepo_bgCarrier\" stroke-width=\"0\"><\/g><g id=\"SVGRepo_tracerCarrier\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/g><g id=\"SVGRepo_iconCarrier\"><path d=\"M7 14C7 13.4477 7.44772 13 8 13C8.55229 13 9 13.4477 9 14C9 14.5523 8.55229 15 8 15C7.44772 15 7 14.5523 7 14Z\" fill=\"#EDC540\"><\/path><path d=\"M8 17C7.44772 17 7 17.4477 7 18C7 18.5523 7.44772 19 8 19C8.55229 19 9 18.5523 9 18C9 17.4477 8.55229 17 8 17Z\" fill=\"#EDC540\"><\/path><path d=\"M11 14C11 13.4477 11.4477 13 12 13C12.5523 13 13 13.4477 13 14C13 14.5523 12.5523 15 12 15C11.4477 15 11 14.5523 11 14Z\" fill=\"#EDC540\"><\/path><path d=\"M12 17C11.4477 17 11 17.4477 11 18C11 18.5523 11.4477 19 12 19C12.5523 19 13 18.5523 13 18C13 17.4477 12.5523 17 12 17Z\" fill=\"#EDC540\"><\/path><path d=\"M15 14C15 13.4477 15.4477 13 16 13C16.5523 13 17 13.4477 17 14C17 14.5523 16.5523 15 16 15C15.4477 15 15 14.5523 15 14Z\" fill=\"#EDC540\"><\/path><path d=\"M16 17C15.4477 17 15 17.4477 15 18C15 18.5523 15.4477 19 16 19C16.5523 19 17 18.5523 17 18C17 17.4477 16.5523 17 16 17Z\" fill=\"#EDC540\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M6 2C6 1.44772 6.44772 1 7 1C7.55228 1 8 1.44772 8 2V3H16V2C16 1.44772 16.4477 1 17 1C17.5523 1 18 1.44772 18 2V3H19C20.6569 3 22 4.34315 22 6V20C22 21.6569 20.6569 23 19 23H5C3.34315 23 2 21.6569 2 20V6C2 4.34315 3.34315 3 5 3H6V2ZM16 5V6C16 6.55228 16.4477 7 17 7C17.5523 7 18 6.55228 18 6V5H19C19.5523 5 20 5.44772 20 6V9H4V6C4 5.44772 4.44772 5 5 5H6V6C6 6.55228 6.44772 7 7 7C7.55228 7 8 6.55228 8 6V5H16ZM4 11V20C4 20.5523 4.44772 21 5 21H19C19.5523 21 20 20.5523 20 20V11H4Z\" fill=\"#EDC540\"><\/path><\/g><\/svg>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-custom\">\n\t\t\t\t\t\t\t\t\t\t03\/11\/2026\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-e0a1266 elementor-inline-item\" itemprop=\"about\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-terms\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-post-info__terms-list\">\n\t\t\t\t<span class=\"elementor-post-info__terms-list-item\">Salon<\/span>\t\t\t\t<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"17792\" class=\"elementor elementor-17792 elementor-7517 elementor-7517 elementor-7517 e-loop-item e-loop-item-20602 post-20602 sand_event type-sand_event status-publish hentry sand_event_cat-salon\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-48daab2 e-con-full e-flex e-con e-parent\" data-id=\"48daab2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-218df9a elementor-widget elementor-widget-heading\" data-id=\"218df9a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/www.experts-du-patrimoine.fr\/es\/evenements-gestion-de-patrimoine\/salon-de-la-copropiedad-y-del-habitat-2026\/\">Sal\u00f3n de la Copropiedad y del H\u00e1bitat 2026<\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ad98db8 elementor-widget elementor-widget-post-info\" data-id=\"ad98db8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"post-info.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-inline-items elementor-icon-list-items elementor-post-info\">\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-66f768e elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"800px\" height=\"800px\" viewBox=\"0 0 24 24\" fill=\"none\"><g id=\"SVGRepo_bgCarrier\" stroke-width=\"0\"><\/g><g id=\"SVGRepo_tracerCarrier\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/g><g id=\"SVGRepo_iconCarrier\"><path d=\"M7 14C7 13.4477 7.44772 13 8 13C8.55229 13 9 13.4477 9 14C9 14.5523 8.55229 15 8 15C7.44772 15 7 14.5523 7 14Z\" fill=\"#EDC540\"><\/path><path d=\"M8 17C7.44772 17 7 17.4477 7 18C7 18.5523 7.44772 19 8 19C8.55229 19 9 18.5523 9 18C9 17.4477 8.55229 17 8 17Z\" fill=\"#EDC540\"><\/path><path d=\"M11 14C11 13.4477 11.4477 13 12 13C12.5523 13 13 13.4477 13 14C13 14.5523 12.5523 15 12 15C11.4477 15 11 14.5523 11 14Z\" fill=\"#EDC540\"><\/path><path d=\"M12 17C11.4477 17 11 17.4477 11 18C11 18.5523 11.4477 19 12 19C12.5523 19 13 18.5523 13 18C13 17.4477 12.5523 17 12 17Z\" fill=\"#EDC540\"><\/path><path d=\"M15 14C15 13.4477 15.4477 13 16 13C16.5523 13 17 13.4477 17 14C17 14.5523 16.5523 15 16 15C15.4477 15 15 14.5523 15 14Z\" fill=\"#EDC540\"><\/path><path d=\"M16 17C15.4477 17 15 17.4477 15 18C15 18.5523 15.4477 19 16 19C16.5523 19 17 18.5523 17 18C17 17.4477 16.5523 17 16 17Z\" fill=\"#EDC540\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M6 2C6 1.44772 6.44772 1 7 1C7.55228 1 8 1.44772 8 2V3H16V2C16 1.44772 16.4477 1 17 1C17.5523 1 18 1.44772 18 2V3H19C20.6569 3 22 4.34315 22 6V20C22 21.6569 20.6569 23 19 23H5C3.34315 23 2 21.6569 2 20V6C2 4.34315 3.34315 3 5 3H6V2ZM16 5V6C16 6.55228 16.4477 7 17 7C17.5523 7 18 6.55228 18 6V5H19C19.5523 5 20 5.44772 20 6V9H4V6C4 5.44772 4.44772 5 5 5H6V6C6 6.55228 6.44772 7 7 7C7.55228 7 8 6.55228 8 6V5H16ZM4 11V20C4 20.5523 4.44772 21 5 21H19C19.5523 21 20 20.5523 20 20V11H4Z\" fill=\"#EDC540\"><\/path><\/g><\/svg>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-custom\">\n\t\t\t\t\t\t\t\t\t\t04\/11\/2026\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-0e30b1f elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t\t<svg 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