{"id":1469,"count":3,"description":"\n\n\n\n\n\n\n\nLa diversificaci\u00f3n patrimonial consiste en distribuir las inversiones entre varios tipos de activos con el fin de limitar los riesgos y buscar un mejor equilibrio entre rendimiento, seguridad y liquidez. Este enfoque se considera ahora uno de los principios fundamentales de la gesti\u00f3n patrimonial<\/a>.<\/strong>\nUn experto en gesti\u00f3n patrimonial puede acompa\u00f1ar este proceso analizando la situaci\u00f3n financiera del cliente, su horizonte de inversi\u00f3n y su tolerancia al riesgo. El objetivo es construir una asignaci\u00f3n patrimonial coherente adaptada a los objetivos personales, profesionales y familiares. \nLa diversificaci\u00f3n puede adoptar diferentes formas: inmobiliario, seguro de vida, mercados financieros, productos estructurados, inversiones en bonos, capital privado o activos de diversificaci\u00f3n. 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